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Sweden Published Loan Rates
Amortization requirements kick in above 50% LTV.
SEK Active Currency
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Lowest Published APR
3.60%
Best rate benchmark currently on record
Market Average APR
4.85%
Mean across tracked lending products
Available Products
3 Benchmarks
Fixed, variable & personal credit
Statutory System
Bolån with amortiseringskrav
Verified statutory framework
Sweden Rate Directory
Click Calculate on any rate to open our loan calculator pre-filled with these exact parameters.
| Lender / Benchmark | Category | Term | Rate (APR) | Type | Effective Date | Calculate |
|---|---|---|---|---|---|---|
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Sweden 3M Rörlig Bolån Benchmark
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🏠 Mortgage | 30 Years (360 mo) | 3.85% | variable | Active Benchmark | Calculate → |
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Sweden 5-Year Bundet Bolån
|
🏠 Mortgage | 30 Years (360 mo) | 3.60% | fixed | Active Benchmark | Calculate → |
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Sweden Privatlån Genomsnitt
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👤 Personal Loan | 5 Years (60 mo) | 7.10% | fixed | Active Benchmark | Calculate → |
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Sweden Underwriting Guidelines
Statutory Borrowing Rule
Finansinspektionen: 85% bolånetak LTV limit, compulsory 1%–2% annual amortization
Mortgage System
Bolån with amortiseringskrav
Default Insurance / Guarantee
Standard lender risk provisions apply.
Regulatory Reference