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Mexico Published Loan Rates
Infonavit and bank mortgages; peso and dual-rate products exist.
MXN Active Currency
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Lowest Published APR
10.25%
Best rate benchmark currently on record
Market Average APR
14.57%
Mean across tracked lending products
Available Products
4 Benchmarks
Fixed, variable & personal credit
Statutory System
Crédito hipotecario en pesos or UMA index
Verified statutory framework
Mexico Rate Directory
Click Calculate on any rate to open our loan calculator pre-filled with these exact parameters.
| Lender / Benchmark | Category | Term | Rate (APR) | Type | Effective Date | Calculate |
|---|---|---|---|---|---|---|
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Market average
⚡ Live
Example market snapshot. Verify current offers before making a decision.
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🏠 Mortgage | 20 Years (240 mo) | 10.25% | fixed | 2026-09-06T00:00:00Z | Calculate → |
|
Market average
⚡ Live
Example market snapshot. Verify current offers before making a decision.
|
👤 Personal Loan | 3 Years (36 mo) | 18.90% | fixed | 2026-09-06T00:00:00Z | Calculate → |
|
Mexico Crédito Hipotecario Tasa Fija
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🏠 Mortgage | 20 Years (240 mo) | 10.25% | fixed | Active Benchmark | Calculate → |
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Mexico Préstamo Personal Promedio
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👤 Personal Loan | 3 Years (36 mo) | 18.90% | fixed | Active Benchmark | Calculate → |
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Mexico Underwriting Guidelines
Statutory Borrowing Rule
Banxico / CNBV regulations: 80%–90% max LTV, 30%–40% CAT-based DTI capacity
Mortgage System
Crédito hipotecario en pesos or UMA index
Default Insurance / Guarantee
Standard lender risk provisions apply.
Regulatory Reference