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Brazil Published Loan Rates
Sistema Financeiro de Habitação / SFH rules for qualifying loans.
BRL Active Currency
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Lowest Published APR
9.80%
Best rate benchmark currently on record
Market Average APR
19.15%
Mean across tracked lending products
Available Products
4 Benchmarks
Fixed, variable & personal credit
Statutory System
Sistema Financeiro da Habitação (SFH) with TR index
Verified statutory framework
Brazil Rate Directory
Click Calculate on any rate to open our loan calculator pre-filled with these exact parameters.
| Lender / Benchmark | Category | Term | Rate (APR) | Type | Effective Date | Calculate |
|---|---|---|---|---|---|---|
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Market average
⚡ Live
Example market snapshot. Verify current offers before making a decision.
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🏠 Mortgage | 30 Years (360 mo) | 9.80% | fixed | 2026-09-06T00:00:00Z | Calculate → |
|
Market average
⚡ Live
Example market snapshot. Verify current offers before making a decision.
|
👤 Personal Loan | 3 Years (36 mo) | 28.50% | fixed | 2026-09-06T00:00:00Z | Calculate → |
|
Brazil Financiamento Imobiliário SFH
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🏠 Mortgage | 30 Years (360 mo) | 9.80% | fixed | Active Benchmark | Calculate → |
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Brazil Crédito Pessoal Médio
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👤 Personal Loan | 3 Years (36 mo) | 28.50% | fixed | Active Benchmark | Calculate → |
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Brazil Underwriting Guidelines
Statutory Borrowing Rule
Banco Central do Brasil: max 80% LTV, max 30% gross income commitment, FGTS usage
Mortgage System
Sistema Financeiro da Habitação (SFH) with TR index
Default Insurance / Guarantee
Standard lender risk provisions apply.
Regulatory Reference