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France Published Loan Rates
Haut Conseil de Stabilité Financière debt-service cap around 35% of income.
EUR Active Currency
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Lowest Published APR
3.40%
Best rate benchmark currently on record
Market Average APR
3.72%
Mean across tracked lending products
Available Products
68 Benchmarks
Fixed, variable & personal credit
Statutory System
Crédit immobilier à taux fixe amortissable
Verified statutory framework
France Rate Directory
Click Calculate on any rate to open our loan calculator pre-filled with these exact parameters.
| Lender / Benchmark | Category | Term | Rate (APR) | Type | Effective Date | Calculate |
|---|---|---|---|---|---|---|
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FR 20-Year Fixed (Banque de France WebStat)
⚡ Live
Stub for BdF API: MIR1.M.FR.B.A2C.AM.R.A.2250.EUR.N
|
🏠 Mortgage | 20 Years (240 mo) | 3.60% | fixed | 2026-10-22T00:00:00Z | Calculate → |
|
FR 20-Year Fixed (Banque de France WebStat)
⚡ Live
Stub for BdF API: MIR1.M.FR.B.A2C.AM.R.A.2250.EUR.N
|
🏠 Mortgage | 20 Years (240 mo) | 3.60% | fixed | 2026-10-21T00:00:00Z | Calculate → |
|
FR 20-Year Fixed (Banque de France WebStat)
⚡ Live
Stub for BdF API: MIR1.M.FR.B.A2C.AM.R.A.2250.EUR.N
|
🏠 Mortgage | 20 Years (240 mo) | 3.60% | fixed | 2026-10-20T00:00:00Z | Calculate → |
|
FR 20-Year Fixed (Banque de France WebStat)
⚡ Live
Stub for BdF API: MIR1.M.FR.B.A2C.AM.R.A.2250.EUR.N
|
🏠 Mortgage | 20 Years (240 mo) | 3.60% | fixed | 2026-10-19T00:00:00Z | Calculate → |
|
FR 20-Year Fixed (Banque de France WebStat)
⚡ Live
Stub for BdF API: MIR1.M.FR.B.A2C.AM.R.A.2250.EUR.N
|
🏠 Mortgage | 20 Years (240 mo) | 3.60% | fixed | 2026-10-18T00:00:00Z | Calculate → |
|
FR 20-Year Fixed (Banque de France WebStat)
⚡ Live
Stub for BdF API: MIR1.M.FR.B.A2C.AM.R.A.2250.EUR.N
|
🏠 Mortgage | 20 Years (240 mo) | 3.60% | fixed | 2026-10-18T00:00:00Z | Calculate → |
|
FR 20-Year Fixed (Banque de France WebStat)
⚡ Live
Stub for BdF API: MIR1.M.FR.B.A2C.AM.R.A.2250.EUR.N
|
🏠 Mortgage | 20 Years (240 mo) | 3.60% | fixed | 2026-10-17T00:00:00Z | Calculate → |
|
FR 20-Year Fixed (Banque de France WebStat)
⚡ Live
Stub for BdF API: MIR1.M.FR.B.A2C.AM.R.A.2250.EUR.N
|
🏠 Mortgage | 20 Years (240 mo) | 3.60% | fixed | 2026-10-16T00:00:00Z | Calculate → |
|
FR 20-Year Fixed (Banque de France WebStat)
⚡ Live
Stub for BdF API: MIR1.M.FR.B.A2C.AM.R.A.2250.EUR.N
|
🏠 Mortgage | 20 Years (240 mo) | 3.60% | fixed | 2026-10-15T00:00:00Z | Calculate → |
|
FR 20-Year Fixed (Banque de France WebStat)
⚡ Live
Stub for BdF API: MIR1.M.FR.B.A2C.AM.R.A.2250.EUR.N
|
🏠 Mortgage | 20 Years (240 mo) | 3.60% | fixed | 2026-10-14T00:00:00Z | Calculate → |
|
FR 20-Year Fixed (Banque de France WebStat)
⚡ Live
Stub for BdF API: MIR1.M.FR.B.A2C.AM.R.A.2250.EUR.N
|
🏠 Mortgage | 20 Years (240 mo) | 3.60% | fixed | 2026-10-13T00:00:00Z | Calculate → |
|
FR 20-Year Fixed (Banque de France WebStat)
⚡ Live
Stub for BdF API: MIR1.M.FR.B.A2C.AM.R.A.2250.EUR.N
|
🏠 Mortgage | 20 Years (240 mo) | 3.60% | fixed | 2026-10-12T00:00:00Z | Calculate → |
|
FR 20-Year Fixed (Banque de France WebStat)
⚡ Live
Stub for BdF API: MIR1.M.FR.B.A2C.AM.R.A.2250.EUR.N
|
🏠 Mortgage | 20 Years (240 mo) | 3.60% | fixed | 2026-10-11T00:00:00Z | Calculate → |
|
FR 20-Year Fixed (Banque de France WebStat)
⚡ Live
Stub for BdF API: MIR1.M.FR.B.A2C.AM.R.A.2250.EUR.N
|
🏠 Mortgage | 20 Years (240 mo) | 3.60% | fixed | 2026-10-10T00:00:00Z | Calculate → |
|
FR 20-Year Fixed (Banque de France WebStat)
⚡ Live
Stub for BdF API: MIR1.M.FR.B.A2C.AM.R.A.2250.EUR.N
|
🏠 Mortgage | 20 Years (240 mo) | 3.60% | fixed | 2026-10-09T00:00:00Z | Calculate → |
|
FR 20-Year Fixed (Banque de France WebStat)
⚡ Live
Stub for BdF API: MIR1.M.FR.B.A2C.AM.R.A.2250.EUR.N
|
🏠 Mortgage | 20 Years (240 mo) | 3.60% | fixed | 2026-10-08T00:00:00Z | Calculate → |
|
FR 20-Year Fixed (Banque de France WebStat)
⚡ Live
Stub for BdF API: MIR1.M.FR.B.A2C.AM.R.A.2250.EUR.N
|
🏠 Mortgage | 20 Years (240 mo) | 3.60% | fixed | 2026-10-08T00:00:00Z | Calculate → |
|
FR 20-Year Fixed (Banque de France WebStat)
⚡ Live
Stub for BdF API: MIR1.M.FR.B.A2C.AM.R.A.2250.EUR.N
|
🏠 Mortgage | 20 Years (240 mo) | 3.60% | fixed | 2026-10-08T00:00:00Z | Calculate → |
|
FR 20-Year Fixed (Banque de France WebStat)
⚡ Live
Stub for BdF API: MIR1.M.FR.B.A2C.AM.R.A.2250.EUR.N
|
🏠 Mortgage | 20 Years (240 mo) | 3.60% | fixed | 2026-10-08T00:00:00Z | Calculate → |
|
FR 20-Year Fixed (Banque de France WebStat)
⚡ Live
Stub for BdF API: MIR1.M.FR.B.A2C.AM.R.A.2250.EUR.N
|
🏠 Mortgage | 20 Years (240 mo) | 3.60% | fixed | 2026-10-08T00:00:00Z | Calculate → |
|
FR 20-Year Fixed (Banque de France WebStat)
⚡ Live
Stub for BdF API: MIR1.M.FR.B.A2C.AM.R.A.2250.EUR.N
|
🏠 Mortgage | 20 Years (240 mo) | 3.60% | fixed | 2026-10-08T00:00:00Z | Calculate → |
|
FR 20-Year Fixed (Banque de France WebStat)
⚡ Live
Stub for BdF API: MIR1.M.FR.B.A2C.AM.R.A.2250.EUR.N
|
🏠 Mortgage | 20 Years (240 mo) | 3.60% | fixed | 2026-10-08T00:00:00Z | Calculate → |
|
FR 20-Year Fixed (Banque de France WebStat)
⚡ Live
Stub for BdF API: MIR1.M.FR.B.A2C.AM.R.A.2250.EUR.N
|
🏠 Mortgage | 20 Years (240 mo) | 3.60% | fixed | 2026-10-07T00:00:00Z | Calculate → |
|
FR 20-Year Fixed (Banque de France WebStat)
⚡ Live
Stub for BdF API: MIR1.M.FR.B.A2C.AM.R.A.2250.EUR.N
|
🏠 Mortgage | 20 Years (240 mo) | 3.60% | fixed | 2026-10-06T00:00:00Z | Calculate → |
|
FR 20-Year Fixed (Banque de France WebStat)
⚡ Live
Stub for BdF API: MIR1.M.FR.B.A2C.AM.R.A.2250.EUR.N
|
🏠 Mortgage | 20 Years (240 mo) | 3.60% | fixed | 2026-10-05T00:00:00Z | Calculate → |
|
FR 20-Year Fixed (Banque de France WebStat)
⚡ Live
Stub for BdF API: MIR1.M.FR.B.A2C.AM.R.A.2250.EUR.N
|
🏠 Mortgage | 20 Years (240 mo) | 3.60% | fixed | 2026-10-04T00:00:00Z | Calculate → |
|
FR 20-Year Fixed (Banque de France WebStat)
⚡ Live
Stub for BdF API: MIR1.M.FR.B.A2C.AM.R.A.2250.EUR.N
|
🏠 Mortgage | 20 Years (240 mo) | 3.60% | fixed | 2026-10-03T00:00:00Z | Calculate → |
|
FR 20-Year Fixed (Banque de France WebStat)
⚡ Live
Stub for BdF API: MIR1.M.FR.B.A2C.AM.R.A.2250.EUR.N
|
🏠 Mortgage | 20 Years (240 mo) | 3.60% | fixed | 2026-10-03T00:00:00Z | Calculate → |
|
FR 20-Year Fixed (Banque de France WebStat)
⚡ Live
Stub for BdF API: MIR1.M.FR.B.A2C.AM.R.A.2250.EUR.N
|
🏠 Mortgage | 20 Years (240 mo) | 3.60% | fixed | 2026-10-02T00:00:00Z | Calculate → |
|
FR 20-Year Fixed (Banque de France WebStat)
⚡ Live
Stub for BdF API: MIR1.M.FR.B.A2C.AM.R.A.2250.EUR.N
|
🏠 Mortgage | 20 Years (240 mo) | 3.60% | fixed | 2026-10-01T00:00:00Z | Calculate → |
|
FR 20-Year Fixed (Banque de France WebStat)
⚡ Live
Stub for BdF API: MIR1.M.FR.B.A2C.AM.R.A.2250.EUR.N
|
🏠 Mortgage | 20 Years (240 mo) | 3.60% | fixed | 2026-09-30T00:00:00Z | Calculate → |
|
FR 20-Year Fixed (Banque de France WebStat)
⚡ Live
Stub for BdF API: MIR1.M.FR.B.A2C.AM.R.A.2250.EUR.N
|
🏠 Mortgage | 20 Years (240 mo) | 3.60% | fixed | 2026-09-30T00:00:00Z | Calculate → |
|
FR 20-Year Fixed (Banque de France WebStat)
⚡ Live
Stub for BdF API: MIR1.M.FR.B.A2C.AM.R.A.2250.EUR.N
|
🏠 Mortgage | 20 Years (240 mo) | 3.60% | fixed | 2026-09-30T00:00:00Z | Calculate → |
|
FR 20-Year Fixed (Banque de France WebStat)
⚡ Live
Stub for BdF API: MIR1.M.FR.B.A2C.AM.R.A.2250.EUR.N
|
🏠 Mortgage | 20 Years (240 mo) | 3.60% | fixed | 2026-09-30T00:00:00Z | Calculate → |
|
FR 20-Year Fixed (Banque de France WebStat)
⚡ Live
Stub for BdF API: MIR1.M.FR.B.A2C.AM.R.A.2250.EUR.N
|
🏠 Mortgage | 20 Years (240 mo) | 3.60% | fixed | 2026-09-30T00:00:00Z | Calculate → |
|
FR 20-Year Fixed (Banque de France WebStat)
⚡ Live
Stub for BdF API: MIR1.M.FR.B.A2C.AM.R.A.2250.EUR.N
|
🏠 Mortgage | 20 Years (240 mo) | 3.60% | fixed | 2026-09-30T00:00:00Z | Calculate → |
|
FR 20-Year Fixed (Banque de France WebStat)
⚡ Live
Stub for BdF API: MIR1.M.FR.B.A2C.AM.R.A.2250.EUR.N
|
🏠 Mortgage | 20 Years (240 mo) | 3.60% | fixed | 2026-09-30T00:00:00Z | Calculate → |
|
FR 20-Year Fixed (Banque de France WebStat)
⚡ Live
Stub for BdF API: MIR1.M.FR.B.A2C.AM.R.A.2250.EUR.N
|
🏠 Mortgage | 20 Years (240 mo) | 3.60% | fixed | 2026-09-29T00:00:00Z | Calculate → |
|
FR 20-Year Fixed (Banque de France WebStat)
⚡ Live
Stub for BdF API: MIR1.M.FR.B.A2C.AM.R.A.2250.EUR.N
|
🏠 Mortgage | 20 Years (240 mo) | 3.60% | fixed | 2026-09-29T00:00:00Z | Calculate → |
|
FR 20-Year Fixed (Banque de France WebStat)
⚡ Live
Stub for BdF API: MIR1.M.FR.B.A2C.AM.R.A.2250.EUR.N
|
🏠 Mortgage | 20 Years (240 mo) | 3.60% | fixed | 2026-09-29T00:00:00Z | Calculate → |
|
FR 20-Year Fixed (Banque de France WebStat)
⚡ Live
Stub for BdF API: MIR1.M.FR.B.A2C.AM.R.A.2250.EUR.N
|
🏠 Mortgage | 20 Years (240 mo) | 3.60% | fixed | 2026-09-29T00:00:00Z | Calculate → |
|
FR 20-Year Fixed (Banque de France WebStat)
⚡ Live
Stub for BdF API: MIR1.M.FR.B.A2C.AM.R.A.2250.EUR.N
|
🏠 Mortgage | 20 Years (240 mo) | 3.60% | fixed | 2026-09-29T00:00:00Z | Calculate → |
|
FR 20-Year Fixed (Banque de France WebStat)
⚡ Live
Stub for BdF API: MIR1.M.FR.B.A2C.AM.R.A.2250.EUR.N
|
🏠 Mortgage | 20 Years (240 mo) | 3.60% | fixed | 2026-09-29T00:00:00Z | Calculate → |
|
FR 20-Year Fixed (Banque de France WebStat)
⚡ Live
Stub for BdF API: MIR1.M.FR.B.A2C.AM.R.A.2250.EUR.N
|
🏠 Mortgage | 20 Years (240 mo) | 3.60% | fixed | 2026-09-28T00:00:00Z | Calculate → |
|
FR 20-Year Fixed (Banque de France WebStat)
⚡ Live
Stub for BdF API: MIR1.M.FR.B.A2C.AM.R.A.2250.EUR.N
|
🏠 Mortgage | 20 Years (240 mo) | 3.60% | fixed | 2026-09-27T00:00:00Z | Calculate → |
|
FR 20-Year Fixed (Banque de France WebStat)
⚡ Live
Stub for BdF API: MIR1.M.FR.B.A2C.AM.R.A.2250.EUR.N
|
🏠 Mortgage | 20 Years (240 mo) | 3.60% | fixed | 2026-09-27T00:00:00Z | Calculate → |
|
FR 20-Year Fixed (Banque de France WebStat)
⚡ Live
Stub for BdF API: MIR1.M.FR.B.A2C.AM.R.A.2250.EUR.N
|
🏠 Mortgage | 20 Years (240 mo) | 3.60% | fixed | 2026-09-26T00:00:00Z | Calculate → |
|
FR 20-Year Fixed (Banque de France WebStat)
⚡ Live
Stub for BdF API: MIR1.M.FR.B.A2C.AM.R.A.2250.EUR.N
|
🏠 Mortgage | 20 Years (240 mo) | 3.60% | fixed | 2026-09-25T00:00:00Z | Calculate → |
|
FR 20-Year Fixed (Banque de France WebStat)
⚡ Live
Stub for BdF API: MIR1.M.FR.B.A2C.AM.R.A.2250.EUR.N
|
🏠 Mortgage | 20 Years (240 mo) | 3.60% | fixed | 2026-09-24T00:00:00Z | Calculate → |
|
FR 20-Year Fixed (Banque de France WebStat)
⚡ Live
Stub for BdF API: MIR1.M.FR.B.A2C.AM.R.A.2250.EUR.N
|
🏠 Mortgage | 20 Years (240 mo) | 3.60% | fixed | 2026-09-23T00:00:00Z | Calculate → |
|
FR 20-Year Fixed (Banque de France WebStat)
⚡ Live
Stub for BdF API: MIR1.M.FR.B.A2C.AM.R.A.2250.EUR.N
|
🏠 Mortgage | 20 Years (240 mo) | 3.60% | fixed | 2026-09-22T00:00:00Z | Calculate → |
|
FR 20-Year Fixed (Banque de France WebStat)
⚡ Live
Stub for BdF API: MIR1.M.FR.B.A2C.AM.R.A.2250.EUR.N
|
🏠 Mortgage | 20 Years (240 mo) | 3.60% | fixed | 2026-09-21T00:00:00Z | Calculate → |
|
FR 20-Year Fixed (Banque de France WebStat)
⚡ Live
Stub for BdF API: MIR1.M.FR.B.A2C.AM.R.A.2250.EUR.N
|
🏠 Mortgage | 20 Years (240 mo) | 3.60% | fixed | 2026-09-20T00:00:00Z | Calculate → |
|
FR 20-Year Fixed (Banque de France WebStat)
⚡ Live
Stub for BdF API: MIR1.M.FR.B.A2C.AM.R.A.2250.EUR.N
|
🏠 Mortgage | 20 Years (240 mo) | 3.60% | fixed | 2026-09-19T00:00:00Z | Calculate → |
|
FR 20-Year Fixed (Banque de France WebStat)
⚡ Live
Stub for BdF API: MIR1.M.FR.B.A2C.AM.R.A.2250.EUR.N
|
🏠 Mortgage | 20 Years (240 mo) | 3.60% | fixed | 2026-09-18T00:00:00Z | Calculate → |
|
FR 20-Year Fixed (Banque de France WebStat)
⚡ Live
Stub for BdF API: MIR1.M.FR.B.A2C.AM.R.A.2250.EUR.N
|
🏠 Mortgage | 20 Years (240 mo) | 3.60% | fixed | 2026-09-18T00:00:00Z | Calculate → |
|
FR 20-Year Fixed (Banque de France WebStat)
⚡ Live
Stub for BdF API: MIR1.M.FR.B.A2C.AM.R.A.2250.EUR.N
|
🏠 Mortgage | 20 Years (240 mo) | 3.60% | fixed | 2026-09-17T00:00:00Z | Calculate → |
|
FR 20-Year Fixed (Banque de France WebStat)
⚡ Live
Stub for BdF API: MIR1.M.FR.B.A2C.AM.R.A.2250.EUR.N
|
🏠 Mortgage | 20 Years (240 mo) | 3.60% | fixed | 2026-09-16T00:00:00Z | Calculate → |
|
FR 20-Year Fixed (Banque de France WebStat)
⚡ Live
Stub for BdF API: MIR1.M.FR.B.A2C.AM.R.A.2250.EUR.N
|
🏠 Mortgage | 20 Years (240 mo) | 3.60% | fixed | 2026-09-15T00:00:00Z | Calculate → |
|
FR 20-Year Fixed (Banque de France WebStat)
⚡ Live
Stub for BdF API: MIR1.M.FR.B.A2C.AM.R.A.2250.EUR.N
|
🏠 Mortgage | 20 Years (240 mo) | 3.60% | fixed | 2026-09-15T00:00:00Z | Calculate → |
|
Market average
⚡ Live
Example market snapshot. Verify current offers before making a decision.
|
🚗 Auto Loan | 4 Years (48 mo) | 5.25% | fixed | 2026-09-06T00:00:00Z | Calculate → |
|
Market average
⚡ Live
Example market snapshot. Verify current offers before making a decision.
|
🏠 Mortgage | 15 Years (180 mo) | 3.40% | fixed | 2026-09-06T00:00:00Z | Calculate → |
|
Market average
⚡ Live
Example market snapshot. Verify current offers before making a decision.
|
🏠 Mortgage | 25 Years (300 mo) | 3.72% | fixed | 2026-09-06T00:00:00Z | Calculate → |
|
Market average
⚡ Live
Example market snapshot. Verify current offers before making a decision.
|
👤 Personal Loan | 5 Years (60 mo) | 5.90% | fixed | 2026-09-06T00:00:00Z | Calculate → |
|
France 25 Ans Taux Fixe Moyen
|
🏠 Mortgage | 25 Years (300 mo) | 3.72% | fixed | Active Benchmark | Calculate → |
|
France 20 Ans Taux Fixe Moyen
|
🏠 Mortgage | 20 Years (240 mo) | 3.55% | fixed | Active Benchmark | Calculate → |
|
France Prêt Personnel Baromètre
|
👤 Personal Loan | 5 Years (60 mo) | 5.90% | fixed | Active Benchmark | Calculate → |
|
France Crédit Auto Baromètre
|
🚗 Auto Loan | 4 Years (48 mo) | 5.25% | fixed | Active Benchmark | Calculate → |
🏛️
France Underwriting Guidelines
Statutory Borrowing Rule
HCSF legally binding standard: 35% maximum taux d'endettement, 25-year max term
Mortgage System
Crédit immobilier à taux fixe amortissable
Default Insurance / Guarantee
Assurance emprunteur
Regulatory Reference