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South Korea Published Loan Rates
DTI and DSR caps apply; terms up to 40 years on some products.
KRW Active Currency
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Lowest Published APR
4.10%
Best rate benchmark currently on record
Market Average APR
4.95%
Mean across tracked lending products
Available Products
2 Benchmarks
Fixed, variable & personal credit
Statutory System
Jeonse deposit loan or amortizing housing mortgage
Verified statutory framework
South Korea Rate Directory
Click Calculate on any rate to open our loan calculator pre-filled with these exact parameters.
| Lender / Benchmark | Category | Term | Rate (APR) | Type | Effective Date | Calculate |
|---|---|---|---|---|---|---|
|
South Korea Bogeumjari Housing Loan
|
🏠 Mortgage | 30 Years (360 mo) | 4.10% | fixed | Active Benchmark | Calculate → |
|
South Korea Credit Loan Benchmark
|
👤 Personal Loan | 5 Years (60 mo) | 5.80% | fixed | Active Benchmark | Calculate → |
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South Korea Underwriting Guidelines
Statutory Borrowing Rule
FSC / FSS regulations: 40%–70% LTV tiered by region and 40% DSR ceiling
Mortgage System
Jeonse deposit loan or amortizing housing mortgage
Default Insurance / Guarantee
Standard lender risk provisions apply.
Regulatory Reference