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Germany Published Loan Rates

German Annuitätendarlehen standard: Initial Tilgung (repayment rate 1.5%–3%), fixed rate period (Zinsbindung 5–15 years) with remaining Restschuld. Ancillary purchase costs (Kaufnebenkosten: Grunderwerbsteuer 3.5%–6.5%, Notary 1.5%, Broker 3.57%) typically funded from equity.

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Lowest Published APR
3.45%

Best rate benchmark currently on record

Market Average APR
3.66%

Mean across tracked lending products

Available Products
122 Benchmarks

Fixed, variable & personal credit

Statutory System
Annuitätendarlehen with fixed Zinsbindung

Verified statutory framework

Germany Rate Directory

Click Calculate on any rate to open our loan calculator pre-filled with these exact parameters.

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Lender / Benchmark Category Term Rate (APR) Type Effective Date Calculate
Germany Baufinanzierung 5Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1001 series (new business, households, 5Y fixation). Fetched 2026-10-22.
🏠 Mortgage 15 Years (180 mo) 3.50% fixed 2026-10-22T00:00:00Z Calculate →
Germany Baufinanzierung 10Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1003 series (new business, households, >10Y fixation). Fetched 2026-10-22.
🏠 Mortgage 25 Years (300 mo) 3.65% fixed 2026-10-22T00:00:00Z Calculate →
Germany Baufinanzierung 5Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1001 series (new business, households, 5Y fixation). Fetched 2026-10-21.
🏠 Mortgage 15 Years (180 mo) 3.50% fixed 2026-10-21T00:00:00Z Calculate →
Germany Baufinanzierung 10Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1003 series (new business, households, >10Y fixation). Fetched 2026-10-21.
🏠 Mortgage 25 Years (300 mo) 3.65% fixed 2026-10-21T00:00:00Z Calculate →
Germany Baufinanzierung 5Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1001 series (new business, households, 5Y fixation). Fetched 2026-10-20.
🏠 Mortgage 15 Years (180 mo) 3.50% fixed 2026-10-20T00:00:00Z Calculate →
Germany Baufinanzierung 10Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1003 series (new business, households, >10Y fixation). Fetched 2026-10-20.
🏠 Mortgage 25 Years (300 mo) 3.65% fixed 2026-10-20T00:00:00Z Calculate →
Germany Baufinanzierung 5Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1001 series (new business, households, 5Y fixation). Fetched 2026-10-19.
🏠 Mortgage 15 Years (180 mo) 3.50% fixed 2026-10-19T00:00:00Z Calculate →
Germany Baufinanzierung 10Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1003 series (new business, households, >10Y fixation). Fetched 2026-10-19.
🏠 Mortgage 25 Years (300 mo) 3.65% fixed 2026-10-19T00:00:00Z Calculate →
Germany Baufinanzierung 5Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1001 series (new business, households, 5Y fixation). Fetched 2026-10-18.
🏠 Mortgage 15 Years (180 mo) 3.50% fixed 2026-10-18T00:00:00Z Calculate →
Germany Baufinanzierung 10Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1003 series (new business, households, >10Y fixation). Fetched 2026-10-18.
🏠 Mortgage 25 Years (300 mo) 3.65% fixed 2026-10-18T00:00:00Z Calculate →
Germany Baufinanzierung 5Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1001 series (new business, households, 5Y fixation). Fetched 2026-10-18.
🏠 Mortgage 15 Years (180 mo) 3.50% fixed 2026-10-18T00:00:00Z Calculate →
Germany Baufinanzierung 10Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1003 series (new business, households, >10Y fixation). Fetched 2026-10-18.
🏠 Mortgage 25 Years (300 mo) 3.65% fixed 2026-10-18T00:00:00Z Calculate →
Germany Baufinanzierung 5Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1001 series (new business, households, 5Y fixation). Fetched 2026-10-17.
🏠 Mortgage 15 Years (180 mo) 3.50% fixed 2026-10-17T00:00:00Z Calculate →
Germany Baufinanzierung 10Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1003 series (new business, households, >10Y fixation). Fetched 2026-10-17.
🏠 Mortgage 25 Years (300 mo) 3.65% fixed 2026-10-17T00:00:00Z Calculate →
Germany Baufinanzierung 5Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1001 series (new business, households, 5Y fixation). Fetched 2026-10-16.
🏠 Mortgage 15 Years (180 mo) 3.50% fixed 2026-10-16T00:00:00Z Calculate →
Germany Baufinanzierung 10Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1003 series (new business, households, >10Y fixation). Fetched 2026-10-16.
🏠 Mortgage 25 Years (300 mo) 3.65% fixed 2026-10-16T00:00:00Z Calculate →
Germany Baufinanzierung 5Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1001 series (new business, households, 5Y fixation). Fetched 2026-10-15.
🏠 Mortgage 15 Years (180 mo) 3.50% fixed 2026-10-15T00:00:00Z Calculate →
Germany Baufinanzierung 10Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1003 series (new business, households, >10Y fixation). Fetched 2026-10-15.
🏠 Mortgage 25 Years (300 mo) 3.65% fixed 2026-10-15T00:00:00Z Calculate →
Germany Baufinanzierung 5Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1001 series (new business, households, 5Y fixation). Fetched 2026-10-14.
🏠 Mortgage 15 Years (180 mo) 3.50% fixed 2026-10-14T00:00:00Z Calculate →
Germany Baufinanzierung 10Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1003 series (new business, households, >10Y fixation). Fetched 2026-10-14.
🏠 Mortgage 25 Years (300 mo) 3.65% fixed 2026-10-14T00:00:00Z Calculate →
Germany Baufinanzierung 5Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1001 series (new business, households, 5Y fixation). Fetched 2026-10-13.
🏠 Mortgage 15 Years (180 mo) 3.50% fixed 2026-10-13T00:00:00Z Calculate →
Germany Baufinanzierung 10Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1003 series (new business, households, >10Y fixation). Fetched 2026-10-13.
🏠 Mortgage 25 Years (300 mo) 3.65% fixed 2026-10-13T00:00:00Z Calculate →
Germany Baufinanzierung 5Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1001 series (new business, households, 5Y fixation). Fetched 2026-10-12.
🏠 Mortgage 15 Years (180 mo) 3.50% fixed 2026-10-12T00:00:00Z Calculate →
Germany Baufinanzierung 10Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1003 series (new business, households, >10Y fixation). Fetched 2026-10-12.
🏠 Mortgage 25 Years (300 mo) 3.65% fixed 2026-10-12T00:00:00Z Calculate →
Germany Baufinanzierung 5Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1001 series (new business, households, 5Y fixation). Fetched 2026-10-11.
🏠 Mortgage 15 Years (180 mo) 3.50% fixed 2026-10-11T00:00:00Z Calculate →
Germany Baufinanzierung 10Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1003 series (new business, households, >10Y fixation). Fetched 2026-10-11.
🏠 Mortgage 25 Years (300 mo) 3.65% fixed 2026-10-11T00:00:00Z Calculate →
Germany Baufinanzierung 5Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1001 series (new business, households, 5Y fixation). Fetched 2026-10-10.
🏠 Mortgage 15 Years (180 mo) 3.50% fixed 2026-10-10T00:00:00Z Calculate →
Germany Baufinanzierung 10Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1003 series (new business, households, >10Y fixation). Fetched 2026-10-10.
🏠 Mortgage 25 Years (300 mo) 3.65% fixed 2026-10-10T00:00:00Z Calculate →
Germany Baufinanzierung 5Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1001 series (new business, households, 5Y fixation). Fetched 2026-10-09.
🏠 Mortgage 15 Years (180 mo) 3.50% fixed 2026-10-09T00:00:00Z Calculate →
Germany Baufinanzierung 10Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1003 series (new business, households, >10Y fixation). Fetched 2026-10-09.
🏠 Mortgage 25 Years (300 mo) 3.65% fixed 2026-10-09T00:00:00Z Calculate →
Germany Baufinanzierung 5Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1001 series (new business, households, 5Y fixation). Fetched 2026-10-08.
🏠 Mortgage 15 Years (180 mo) 3.50% fixed 2026-10-08T00:00:00Z Calculate →
Germany Baufinanzierung 10Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1003 series (new business, households, >10Y fixation). Fetched 2026-10-08.
🏠 Mortgage 25 Years (300 mo) 3.65% fixed 2026-10-08T00:00:00Z Calculate →
Germany Baufinanzierung 5Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1001 series (new business, households, 5Y fixation). Fetched 2026-10-08.
🏠 Mortgage 15 Years (180 mo) 3.50% fixed 2026-10-08T00:00:00Z Calculate →
Germany Baufinanzierung 10Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1003 series (new business, households, >10Y fixation). Fetched 2026-10-08.
🏠 Mortgage 25 Years (300 mo) 3.65% fixed 2026-10-08T00:00:00Z Calculate →
Germany Baufinanzierung 5Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1001 series (new business, households, 5Y fixation). Fetched 2026-10-08.
🏠 Mortgage 15 Years (180 mo) 3.50% fixed 2026-10-08T00:00:00Z Calculate →
Germany Baufinanzierung 10Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1003 series (new business, households, >10Y fixation). Fetched 2026-10-08.
🏠 Mortgage 25 Years (300 mo) 3.65% fixed 2026-10-08T00:00:00Z Calculate →
Germany Baufinanzierung 5Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1001 series (new business, households, 5Y fixation). Fetched 2026-10-08.
🏠 Mortgage 15 Years (180 mo) 3.50% fixed 2026-10-08T00:00:00Z Calculate →
Germany Baufinanzierung 10Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1003 series (new business, households, >10Y fixation). Fetched 2026-10-08.
🏠 Mortgage 25 Years (300 mo) 3.65% fixed 2026-10-08T00:00:00Z Calculate →
Germany Baufinanzierung 5Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1001 series (new business, households, 5Y fixation). Fetched 2026-10-08.
🏠 Mortgage 15 Years (180 mo) 3.50% fixed 2026-10-08T00:00:00Z Calculate →
Germany Baufinanzierung 10Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1003 series (new business, households, >10Y fixation). Fetched 2026-10-08.
🏠 Mortgage 25 Years (300 mo) 3.65% fixed 2026-10-08T00:00:00Z Calculate →
Germany Baufinanzierung 5Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1001 series (new business, households, 5Y fixation). Fetched 2026-10-08.
🏠 Mortgage 15 Years (180 mo) 3.50% fixed 2026-10-08T00:00:00Z Calculate →
Germany Baufinanzierung 10Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1003 series (new business, households, >10Y fixation). Fetched 2026-10-08.
🏠 Mortgage 25 Years (300 mo) 3.65% fixed 2026-10-08T00:00:00Z Calculate →
Germany Baufinanzierung 5Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1001 series (new business, households, 5Y fixation). Fetched 2026-10-08.
🏠 Mortgage 15 Years (180 mo) 3.50% fixed 2026-10-08T00:00:00Z Calculate →
Germany Baufinanzierung 10Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1003 series (new business, households, >10Y fixation). Fetched 2026-10-08.
🏠 Mortgage 25 Years (300 mo) 3.65% fixed 2026-10-08T00:00:00Z Calculate →
Germany Baufinanzierung 5Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1001 series (new business, households, 5Y fixation). Fetched 2026-10-07.
🏠 Mortgage 15 Years (180 mo) 3.50% fixed 2026-10-07T00:00:00Z Calculate →
Germany Baufinanzierung 10Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1003 series (new business, households, >10Y fixation). Fetched 2026-10-07.
🏠 Mortgage 25 Years (300 mo) 3.65% fixed 2026-10-07T00:00:00Z Calculate →
Germany Baufinanzierung 5Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1001 series (new business, households, 5Y fixation). Fetched 2026-10-06.
🏠 Mortgage 15 Years (180 mo) 3.50% fixed 2026-10-06T00:00:00Z Calculate →
Germany Baufinanzierung 10Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1003 series (new business, households, >10Y fixation). Fetched 2026-10-06.
🏠 Mortgage 25 Years (300 mo) 3.65% fixed 2026-10-06T00:00:00Z Calculate →
Germany Baufinanzierung 5Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1001 series (new business, households, 5Y fixation). Fetched 2026-10-05.
🏠 Mortgage 15 Years (180 mo) 3.50% fixed 2026-10-05T00:00:00Z Calculate →
Germany Baufinanzierung 10Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1003 series (new business, households, >10Y fixation). Fetched 2026-10-05.
🏠 Mortgage 25 Years (300 mo) 3.65% fixed 2026-10-05T00:00:00Z Calculate →
Germany Baufinanzierung 5Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1001 series (new business, households, 5Y fixation). Fetched 2026-10-04.
🏠 Mortgage 15 Years (180 mo) 3.50% fixed 2026-10-04T00:00:00Z Calculate →
Germany Baufinanzierung 10Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1003 series (new business, households, >10Y fixation). Fetched 2026-10-04.
🏠 Mortgage 25 Years (300 mo) 3.65% fixed 2026-10-04T00:00:00Z Calculate →
Germany Baufinanzierung 5Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1001 series (new business, households, 5Y fixation). Fetched 2026-10-03.
🏠 Mortgage 15 Years (180 mo) 3.50% fixed 2026-10-03T00:00:00Z Calculate →
Germany Baufinanzierung 10Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1003 series (new business, households, >10Y fixation). Fetched 2026-10-03.
🏠 Mortgage 25 Years (300 mo) 3.65% fixed 2026-10-03T00:00:00Z Calculate →
Germany Baufinanzierung 5Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1001 series (new business, households, 5Y fixation). Fetched 2026-10-03.
🏠 Mortgage 15 Years (180 mo) 3.50% fixed 2026-10-03T00:00:00Z Calculate →
Germany Baufinanzierung 10Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1003 series (new business, households, >10Y fixation). Fetched 2026-10-03.
🏠 Mortgage 25 Years (300 mo) 3.65% fixed 2026-10-03T00:00:00Z Calculate →
Germany Baufinanzierung 5Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1001 series (new business, households, 5Y fixation). Fetched 2026-10-02.
🏠 Mortgage 15 Years (180 mo) 3.50% fixed 2026-10-02T00:00:00Z Calculate →
Germany Baufinanzierung 10Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1003 series (new business, households, >10Y fixation). Fetched 2026-10-02.
🏠 Mortgage 25 Years (300 mo) 3.65% fixed 2026-10-02T00:00:00Z Calculate →
Germany Baufinanzierung 5Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1001 series (new business, households, 5Y fixation). Fetched 2026-10-01.
🏠 Mortgage 15 Years (180 mo) 3.50% fixed 2026-10-01T00:00:00Z Calculate →
Germany Baufinanzierung 10Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1003 series (new business, households, >10Y fixation). Fetched 2026-10-01.
🏠 Mortgage 25 Years (300 mo) 3.65% fixed 2026-10-01T00:00:00Z Calculate →
Germany Baufinanzierung 5Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1001 series (new business, households, 5Y fixation). Fetched 2026-09-30.
🏠 Mortgage 15 Years (180 mo) 3.50% fixed 2026-09-30T00:00:00Z Calculate →
Germany Baufinanzierung 10Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1003 series (new business, households, >10Y fixation). Fetched 2026-09-30.
🏠 Mortgage 25 Years (300 mo) 3.65% fixed 2026-09-30T00:00:00Z Calculate →
Germany Baufinanzierung 5Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1001 series (new business, households, 5Y fixation). Fetched 2026-09-30.
🏠 Mortgage 15 Years (180 mo) 3.50% fixed 2026-09-30T00:00:00Z Calculate →
Germany Baufinanzierung 10Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1003 series (new business, households, >10Y fixation). Fetched 2026-09-30.
🏠 Mortgage 25 Years (300 mo) 3.65% fixed 2026-09-30T00:00:00Z Calculate →
Germany Baufinanzierung 5Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1001 series (new business, households, 5Y fixation). Fetched 2026-09-30.
🏠 Mortgage 15 Years (180 mo) 3.50% fixed 2026-09-30T00:00:00Z Calculate →
Germany Baufinanzierung 10Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1003 series (new business, households, >10Y fixation). Fetched 2026-09-30.
🏠 Mortgage 25 Years (300 mo) 3.65% fixed 2026-09-30T00:00:00Z Calculate →
Germany Baufinanzierung 5Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1001 series (new business, households, 5Y fixation). Fetched 2026-09-30.
🏠 Mortgage 15 Years (180 mo) 3.50% fixed 2026-09-30T00:00:00Z Calculate →
Germany Baufinanzierung 10Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1003 series (new business, households, >10Y fixation). Fetched 2026-09-30.
🏠 Mortgage 25 Years (300 mo) 3.65% fixed 2026-09-30T00:00:00Z Calculate →
Germany Baufinanzierung 5Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1001 series (new business, households, 5Y fixation). Fetched 2026-09-30.
🏠 Mortgage 15 Years (180 mo) 3.50% fixed 2026-09-30T00:00:00Z Calculate →
Germany Baufinanzierung 10Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1003 series (new business, households, >10Y fixation). Fetched 2026-09-30.
🏠 Mortgage 25 Years (300 mo) 3.65% fixed 2026-09-30T00:00:00Z Calculate →
Germany Baufinanzierung 5Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1001 series (new business, households, 5Y fixation). Fetched 2026-09-30.
🏠 Mortgage 15 Years (180 mo) 3.50% fixed 2026-09-30T00:00:00Z Calculate →
Germany Baufinanzierung 10Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1003 series (new business, households, >10Y fixation). Fetched 2026-09-30.
🏠 Mortgage 25 Years (300 mo) 3.65% fixed 2026-09-30T00:00:00Z Calculate →
Germany Baufinanzierung 5Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1001 series (new business, households, 5Y fixation). Fetched 2026-09-30.
🏠 Mortgage 15 Years (180 mo) 3.50% fixed 2026-09-30T00:00:00Z Calculate →
Germany Baufinanzierung 10Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1003 series (new business, households, >10Y fixation). Fetched 2026-09-30.
🏠 Mortgage 25 Years (300 mo) 3.65% fixed 2026-09-30T00:00:00Z Calculate →
Germany Baufinanzierung 5Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1001 series (new business, households, 5Y fixation). Fetched 2026-09-29.
🏠 Mortgage 15 Years (180 mo) 3.50% fixed 2026-09-29T00:00:00Z Calculate →
Germany Baufinanzierung 10Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1003 series (new business, households, >10Y fixation). Fetched 2026-09-29.
🏠 Mortgage 25 Years (300 mo) 3.65% fixed 2026-09-29T00:00:00Z Calculate →
Germany Baufinanzierung 5Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1001 series (new business, households, 5Y fixation). Fetched 2026-09-29.
🏠 Mortgage 15 Years (180 mo) 3.50% fixed 2026-09-29T00:00:00Z Calculate →
Germany Baufinanzierung 10Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1003 series (new business, households, >10Y fixation). Fetched 2026-09-29.
🏠 Mortgage 25 Years (300 mo) 3.65% fixed 2026-09-29T00:00:00Z Calculate →
Germany Baufinanzierung 5Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1001 series (new business, households, 5Y fixation). Fetched 2026-09-29.
🏠 Mortgage 15 Years (180 mo) 3.50% fixed 2026-09-29T00:00:00Z Calculate →
Germany Baufinanzierung 10Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1003 series (new business, households, >10Y fixation). Fetched 2026-09-29.
🏠 Mortgage 25 Years (300 mo) 3.65% fixed 2026-09-29T00:00:00Z Calculate →
Germany Baufinanzierung 5Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1001 series (new business, households, 5Y fixation). Fetched 2026-09-29.
🏠 Mortgage 15 Years (180 mo) 3.50% fixed 2026-09-29T00:00:00Z Calculate →
Germany Baufinanzierung 10Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1003 series (new business, households, >10Y fixation). Fetched 2026-09-29.
🏠 Mortgage 25 Years (300 mo) 3.65% fixed 2026-09-29T00:00:00Z Calculate →
Germany Baufinanzierung 5Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1001 series (new business, households, 5Y fixation). Fetched 2026-09-29.
🏠 Mortgage 15 Years (180 mo) 3.50% fixed 2026-09-29T00:00:00Z Calculate →
Germany Baufinanzierung 10Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1003 series (new business, households, >10Y fixation). Fetched 2026-09-29.
🏠 Mortgage 25 Years (300 mo) 3.65% fixed 2026-09-29T00:00:00Z Calculate →
Germany Baufinanzierung 5Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1001 series (new business, households, 5Y fixation). Fetched 2026-09-29.
🏠 Mortgage 15 Years (180 mo) 3.50% fixed 2026-09-29T00:00:00Z Calculate →
Germany Baufinanzierung 10Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1003 series (new business, households, >10Y fixation). Fetched 2026-09-29.
🏠 Mortgage 25 Years (300 mo) 3.65% fixed 2026-09-29T00:00:00Z Calculate →
Germany Baufinanzierung 5Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1001 series (new business, households, 5Y fixation). Fetched 2026-09-28.
🏠 Mortgage 15 Years (180 mo) 3.50% fixed 2026-09-28T00:00:00Z Calculate →
Germany Baufinanzierung 10Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1003 series (new business, households, >10Y fixation). Fetched 2026-09-28.
🏠 Mortgage 25 Years (300 mo) 3.65% fixed 2026-09-28T00:00:00Z Calculate →
Germany Baufinanzierung 5Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1001 series (new business, households, 5Y fixation). Fetched 2026-09-27.
🏠 Mortgage 15 Years (180 mo) 3.50% fixed 2026-09-27T00:00:00Z Calculate →
Germany Baufinanzierung 10Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1003 series (new business, households, >10Y fixation). Fetched 2026-09-27.
🏠 Mortgage 25 Years (300 mo) 3.65% fixed 2026-09-27T00:00:00Z Calculate →
Germany Baufinanzierung 5Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1001 series (new business, households, 5Y fixation). Fetched 2026-09-27.
🏠 Mortgage 15 Years (180 mo) 3.50% fixed 2026-09-27T00:00:00Z Calculate →
Germany Baufinanzierung 10Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1003 series (new business, households, >10Y fixation). Fetched 2026-09-27.
🏠 Mortgage 25 Years (300 mo) 3.65% fixed 2026-09-27T00:00:00Z Calculate →
Germany Baufinanzierung 5Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1001 series (new business, households, 5Y fixation). Fetched 2026-09-26.
🏠 Mortgage 15 Years (180 mo) 3.50% fixed 2026-09-26T00:00:00Z Calculate →
Germany Baufinanzierung 10Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1003 series (new business, households, >10Y fixation). Fetched 2026-09-26.
🏠 Mortgage 25 Years (300 mo) 3.65% fixed 2026-09-26T00:00:00Z Calculate →
Germany Baufinanzierung 5Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1001 series (new business, households, 5Y fixation). Fetched 2026-09-25.
🏠 Mortgage 15 Years (180 mo) 3.50% fixed 2026-09-25T00:00:00Z Calculate →
Germany Baufinanzierung 10Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1003 series (new business, households, >10Y fixation). Fetched 2026-09-25.
🏠 Mortgage 25 Years (300 mo) 3.65% fixed 2026-09-25T00:00:00Z Calculate →
Germany Baufinanzierung 5Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1001 series (new business, households, 5Y fixation). Fetched 2026-09-24.
🏠 Mortgage 15 Years (180 mo) 3.50% fixed 2026-09-24T00:00:00Z Calculate →
Germany Baufinanzierung 10Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1003 series (new business, households, >10Y fixation). Fetched 2026-09-24.
🏠 Mortgage 25 Years (300 mo) 3.65% fixed 2026-09-24T00:00:00Z Calculate →
Germany Baufinanzierung 5Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1001 series (new business, households, 5Y fixation). Fetched 2026-09-23.
🏠 Mortgage 15 Years (180 mo) 3.50% fixed 2026-09-23T00:00:00Z Calculate →
Germany Baufinanzierung 10Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1003 series (new business, households, >10Y fixation). Fetched 2026-09-23.
🏠 Mortgage 25 Years (300 mo) 3.65% fixed 2026-09-23T00:00:00Z Calculate →
Germany Baufinanzierung 5Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1001 series (new business, households, 5Y fixation). Fetched 2026-09-22.
🏠 Mortgage 15 Years (180 mo) 3.50% fixed 2026-09-22T00:00:00Z Calculate →
Germany Baufinanzierung 10Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1003 series (new business, households, >10Y fixation). Fetched 2026-09-22.
🏠 Mortgage 25 Years (300 mo) 3.65% fixed 2026-09-22T00:00:00Z Calculate →
Germany Baufinanzierung 5Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1001 series (new business, households, 5Y fixation). Fetched 2026-09-21.
🏠 Mortgage 15 Years (180 mo) 3.50% fixed 2026-09-21T00:00:00Z Calculate →
Germany Baufinanzierung 10Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1003 series (new business, households, >10Y fixation). Fetched 2026-09-21.
🏠 Mortgage 25 Years (300 mo) 3.65% fixed 2026-09-21T00:00:00Z Calculate →
Germany Baufinanzierung 5Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1001 series (new business, households, 5Y fixation). Fetched 2026-09-20.
🏠 Mortgage 15 Years (180 mo) 3.50% fixed 2026-09-20T00:00:00Z Calculate →
Germany Baufinanzierung 10Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1003 series (new business, households, >10Y fixation). Fetched 2026-09-20.
🏠 Mortgage 25 Years (300 mo) 3.65% fixed 2026-09-20T00:00:00Z Calculate →
Germany Baufinanzierung 5Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1001 series (new business, households, 5Y fixation). Fetched 2026-09-19.
🏠 Mortgage 15 Years (180 mo) 3.50% fixed 2026-09-19T00:00:00Z Calculate →
Germany Baufinanzierung 10Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1003 series (new business, households, >10Y fixation). Fetched 2026-09-19.
🏠 Mortgage 25 Years (300 mo) 3.65% fixed 2026-09-19T00:00:00Z Calculate →
Germany Baufinanzierung 5Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1001 series (new business, households, 5Y fixation). Fetched 2026-09-18.
🏠 Mortgage 15 Years (180 mo) 3.50% fixed 2026-09-18T00:00:00Z Calculate →
Germany Baufinanzierung 10Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1003 series (new business, households, >10Y fixation). Fetched 2026-09-18.
🏠 Mortgage 25 Years (300 mo) 3.65% fixed 2026-09-18T00:00:00Z Calculate →
Germany Baufinanzierung 5Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1001 series (new business, households, 5Y fixation). Fetched 2026-09-18.
🏠 Mortgage 15 Years (180 mo) 3.50% fixed 2026-09-18T00:00:00Z Calculate →
Germany Baufinanzierung 10Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1003 series (new business, households, >10Y fixation). Fetched 2026-09-18.
🏠 Mortgage 25 Years (300 mo) 3.65% fixed 2026-09-18T00:00:00Z Calculate →
Germany Baufinanzierung 5Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1001 series (new business, households, 5Y fixation). Fetched 2026-09-17.
🏠 Mortgage 15 Years (180 mo) 3.50% fixed 2026-09-17T00:00:00Z Calculate →
Germany Baufinanzierung 10Y Zinsbindung (Bundesbank Live Feed) ⚡ Live
Bundesbank BBK01.SUD1003 series (new business, households, >10Y fixation). Fetched 2026-09-17.
🏠 Mortgage 25 Years (300 mo) 3.65% fixed 2026-09-17T00:00:00Z Calculate →
Market average ⚡ Live
Example market snapshot. Verify current offers before making a decision.
🚗 Auto Loan 4 Years (48 mo) 5.80% fixed 2026-09-06T00:00:00Z Calculate →
Market average ⚡ Live
Example market snapshot. Verify current offers before making a decision.
🏠 Mortgage 15 Years (180 mo) 3.45% fixed 2026-09-06T00:00:00Z Calculate →
Market average ⚡ Live
Example market snapshot. Verify current offers before making a decision.
🏠 Mortgage 25 Years (300 mo) 3.62% fixed 2026-09-06T00:00:00Z Calculate →
Market average ⚡ Live
Example market snapshot. Verify current offers before making a decision.
👤 Personal Loan 5 Years (60 mo) 6.45% fixed 2026-09-06T00:00:00Z Calculate →
Germany 10Y Zinsbindung Benchmark
🏠 Mortgage 25 Years (300 mo) 3.62% fixed Active Benchmark Calculate →
Germany 15Y Zinsbindung Benchmark
🏠 Mortgage 25 Years (300 mo) 3.85% fixed Active Benchmark Calculate →
Germany Ratenkredit Durchschnitt
👤 Personal Loan 5 Years (60 mo) 6.45% fixed Active Benchmark Calculate →
Germany Autokredit Durchschnitt
🚗 Auto Loan 4 Years (48 mo) 5.80% fixed Active Benchmark Calculate →
🏛️

Germany Underwriting Guidelines

Statutory Borrowing Rule

Initial Tilgung 1.5%–3.0%, fixed rate 5–20 yrs, Kaufnebenkosten covered by equity

Mortgage System

Annuitätendarlehen with fixed Zinsbindung

Default Insurance / Guarantee

Standard lender risk provisions apply.

Regulatory Reference

View Statutory Source →