Ireland Published Loan Rates
Central Bank of Ireland Mortgage Measures: LTI limit of 4× gross annual income for first-time buyers (3.5× for second/subsequent buyers). Maximum LTV of 90% for principal homes (70% for BTL). Principal home bridging loans up to 18 months without capital repayments.
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| Country | Loan Type | Term | Rate (APR) | Lender |
|---|---|---|---|---|
| IE | mortgage | 360 months | 4.15% | Ireland 3-Year Fixed Benchmark |
| IE | mortgage | 360 months | 4.25% | Ireland 5-Year Fixed Benchmark |
| IE | personal | 60 months | 7.8% | Ireland Personal Loan Market Average |