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Ireland Published Loan Rates
Central Bank of Ireland Mortgage Measures: LTI limit of 4× gross annual income for first-time buyers (3.5× for second/subsequent buyers). Maximum LTV of 90% for principal homes (70% for BTL). Principal home bridging loans up to 18 months without capital repayments.
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Lowest Published APR
4.15%
Best rate benchmark currently on record
Market Average APR
4.21%
Mean across tracked lending products
Available Products
63 Benchmarks
Fixed, variable & personal credit
Statutory System
Principal-and-interest mortgage with LTI/LTV limits
Verified statutory framework
Ireland Rate Directory
Click Calculate on any rate to open our loan calculator pre-filled with these exact parameters.
| Lender / Benchmark | Category | Term | Rate (APR) | Type | Effective Date | Calculate |
|---|---|---|---|---|---|---|
|
IE 3-Year Fixed (Central Bank of Ireland)
⚡ Live
Stub for CBI API
|
🏠 Mortgage | 25 Years (300 mo) | 4.15% | fixed | 2026-10-22T00:00:00Z | Calculate → |
|
IE 3-Year Fixed (Central Bank of Ireland)
⚡ Live
Stub for CBI API
|
🏠 Mortgage | 25 Years (300 mo) | 4.15% | fixed | 2026-10-21T00:00:00Z | Calculate → |
|
IE 3-Year Fixed (Central Bank of Ireland)
⚡ Live
Stub for CBI API
|
🏠 Mortgage | 25 Years (300 mo) | 4.15% | fixed | 2026-10-20T00:00:00Z | Calculate → |
|
IE 3-Year Fixed (Central Bank of Ireland)
⚡ Live
Stub for CBI API
|
🏠 Mortgage | 25 Years (300 mo) | 4.15% | fixed | 2026-10-19T00:00:00Z | Calculate → |
|
IE 3-Year Fixed (Central Bank of Ireland)
⚡ Live
Stub for CBI API
|
🏠 Mortgage | 25 Years (300 mo) | 4.15% | fixed | 2026-10-18T00:00:00Z | Calculate → |
|
IE 3-Year Fixed (Central Bank of Ireland)
⚡ Live
Stub for CBI API
|
🏠 Mortgage | 25 Years (300 mo) | 4.15% | fixed | 2026-10-18T00:00:00Z | Calculate → |
|
IE 3-Year Fixed (Central Bank of Ireland)
⚡ Live
Stub for CBI API
|
🏠 Mortgage | 25 Years (300 mo) | 4.15% | fixed | 2026-10-17T00:00:00Z | Calculate → |
|
IE 3-Year Fixed (Central Bank of Ireland)
⚡ Live
Stub for CBI API
|
🏠 Mortgage | 25 Years (300 mo) | 4.15% | fixed | 2026-10-16T00:00:00Z | Calculate → |
|
IE 3-Year Fixed (Central Bank of Ireland)
⚡ Live
Stub for CBI API
|
🏠 Mortgage | 25 Years (300 mo) | 4.15% | fixed | 2026-10-15T00:00:00Z | Calculate → |
|
IE 3-Year Fixed (Central Bank of Ireland)
⚡ Live
Stub for CBI API
|
🏠 Mortgage | 25 Years (300 mo) | 4.15% | fixed | 2026-10-14T00:00:00Z | Calculate → |
|
IE 3-Year Fixed (Central Bank of Ireland)
⚡ Live
Stub for CBI API
|
🏠 Mortgage | 25 Years (300 mo) | 4.15% | fixed | 2026-10-13T00:00:00Z | Calculate → |
|
IE 3-Year Fixed (Central Bank of Ireland)
⚡ Live
Stub for CBI API
|
🏠 Mortgage | 25 Years (300 mo) | 4.15% | fixed | 2026-10-12T00:00:00Z | Calculate → |
|
IE 3-Year Fixed (Central Bank of Ireland)
⚡ Live
Stub for CBI API
|
🏠 Mortgage | 25 Years (300 mo) | 4.15% | fixed | 2026-10-11T00:00:00Z | Calculate → |
|
IE 3-Year Fixed (Central Bank of Ireland)
⚡ Live
Stub for CBI API
|
🏠 Mortgage | 25 Years (300 mo) | 4.15% | fixed | 2026-10-10T00:00:00Z | Calculate → |
|
IE 3-Year Fixed (Central Bank of Ireland)
⚡ Live
Stub for CBI API
|
🏠 Mortgage | 25 Years (300 mo) | 4.15% | fixed | 2026-10-09T00:00:00Z | Calculate → |
|
IE 3-Year Fixed (Central Bank of Ireland)
⚡ Live
Stub for CBI API
|
🏠 Mortgage | 25 Years (300 mo) | 4.15% | fixed | 2026-10-08T00:00:00Z | Calculate → |
|
IE 3-Year Fixed (Central Bank of Ireland)
⚡ Live
Stub for CBI API
|
🏠 Mortgage | 25 Years (300 mo) | 4.15% | fixed | 2026-10-08T00:00:00Z | Calculate → |
|
IE 3-Year Fixed (Central Bank of Ireland)
⚡ Live
Stub for CBI API
|
🏠 Mortgage | 25 Years (300 mo) | 4.15% | fixed | 2026-10-08T00:00:00Z | Calculate → |
|
IE 3-Year Fixed (Central Bank of Ireland)
⚡ Live
Stub for CBI API
|
🏠 Mortgage | 25 Years (300 mo) | 4.15% | fixed | 2026-10-08T00:00:00Z | Calculate → |
|
IE 3-Year Fixed (Central Bank of Ireland)
⚡ Live
Stub for CBI API
|
🏠 Mortgage | 25 Years (300 mo) | 4.15% | fixed | 2026-10-08T00:00:00Z | Calculate → |
|
IE 3-Year Fixed (Central Bank of Ireland)
⚡ Live
Stub for CBI API
|
🏠 Mortgage | 25 Years (300 mo) | 4.15% | fixed | 2026-10-08T00:00:00Z | Calculate → |
|
IE 3-Year Fixed (Central Bank of Ireland)
⚡ Live
Stub for CBI API
|
🏠 Mortgage | 25 Years (300 mo) | 4.15% | fixed | 2026-10-08T00:00:00Z | Calculate → |
|
IE 3-Year Fixed (Central Bank of Ireland)
⚡ Live
Stub for CBI API
|
🏠 Mortgage | 25 Years (300 mo) | 4.15% | fixed | 2026-10-07T00:00:00Z | Calculate → |
|
IE 3-Year Fixed (Central Bank of Ireland)
⚡ Live
Stub for CBI API
|
🏠 Mortgage | 25 Years (300 mo) | 4.15% | fixed | 2026-10-06T00:00:00Z | Calculate → |
|
IE 3-Year Fixed (Central Bank of Ireland)
⚡ Live
Stub for CBI API
|
🏠 Mortgage | 25 Years (300 mo) | 4.15% | fixed | 2026-10-05T00:00:00Z | Calculate → |
|
IE 3-Year Fixed (Central Bank of Ireland)
⚡ Live
Stub for CBI API
|
🏠 Mortgage | 25 Years (300 mo) | 4.15% | fixed | 2026-10-04T00:00:00Z | Calculate → |
|
IE 3-Year Fixed (Central Bank of Ireland)
⚡ Live
Stub for CBI API
|
🏠 Mortgage | 25 Years (300 mo) | 4.15% | fixed | 2026-10-03T00:00:00Z | Calculate → |
|
IE 3-Year Fixed (Central Bank of Ireland)
⚡ Live
Stub for CBI API
|
🏠 Mortgage | 25 Years (300 mo) | 4.15% | fixed | 2026-10-03T00:00:00Z | Calculate → |
|
IE 3-Year Fixed (Central Bank of Ireland)
⚡ Live
Stub for CBI API
|
🏠 Mortgage | 25 Years (300 mo) | 4.15% | fixed | 2026-10-02T00:00:00Z | Calculate → |
|
IE 3-Year Fixed (Central Bank of Ireland)
⚡ Live
Stub for CBI API
|
🏠 Mortgage | 25 Years (300 mo) | 4.15% | fixed | 2026-10-01T00:00:00Z | Calculate → |
|
IE 3-Year Fixed (Central Bank of Ireland)
⚡ Live
Stub for CBI API
|
🏠 Mortgage | 25 Years (300 mo) | 4.15% | fixed | 2026-09-30T00:00:00Z | Calculate → |
|
IE 3-Year Fixed (Central Bank of Ireland)
⚡ Live
Stub for CBI API
|
🏠 Mortgage | 25 Years (300 mo) | 4.15% | fixed | 2026-09-30T00:00:00Z | Calculate → |
|
IE 3-Year Fixed (Central Bank of Ireland)
⚡ Live
Stub for CBI API
|
🏠 Mortgage | 25 Years (300 mo) | 4.15% | fixed | 2026-09-30T00:00:00Z | Calculate → |
|
IE 3-Year Fixed (Central Bank of Ireland)
⚡ Live
Stub for CBI API
|
🏠 Mortgage | 25 Years (300 mo) | 4.15% | fixed | 2026-09-30T00:00:00Z | Calculate → |
|
IE 3-Year Fixed (Central Bank of Ireland)
⚡ Live
Stub for CBI API
|
🏠 Mortgage | 25 Years (300 mo) | 4.15% | fixed | 2026-09-30T00:00:00Z | Calculate → |
|
IE 3-Year Fixed (Central Bank of Ireland)
⚡ Live
Stub for CBI API
|
🏠 Mortgage | 25 Years (300 mo) | 4.15% | fixed | 2026-09-30T00:00:00Z | Calculate → |
|
IE 3-Year Fixed (Central Bank of Ireland)
⚡ Live
Stub for CBI API
|
🏠 Mortgage | 25 Years (300 mo) | 4.15% | fixed | 2026-09-30T00:00:00Z | Calculate → |
|
IE 3-Year Fixed (Central Bank of Ireland)
⚡ Live
Stub for CBI API
|
🏠 Mortgage | 25 Years (300 mo) | 4.15% | fixed | 2026-09-29T00:00:00Z | Calculate → |
|
IE 3-Year Fixed (Central Bank of Ireland)
⚡ Live
Stub for CBI API
|
🏠 Mortgage | 25 Years (300 mo) | 4.15% | fixed | 2026-09-29T00:00:00Z | Calculate → |
|
IE 3-Year Fixed (Central Bank of Ireland)
⚡ Live
Stub for CBI API
|
🏠 Mortgage | 25 Years (300 mo) | 4.15% | fixed | 2026-09-29T00:00:00Z | Calculate → |
|
IE 3-Year Fixed (Central Bank of Ireland)
⚡ Live
Stub for CBI API
|
🏠 Mortgage | 25 Years (300 mo) | 4.15% | fixed | 2026-09-29T00:00:00Z | Calculate → |
|
IE 3-Year Fixed (Central Bank of Ireland)
⚡ Live
Stub for CBI API
|
🏠 Mortgage | 25 Years (300 mo) | 4.15% | fixed | 2026-09-29T00:00:00Z | Calculate → |
|
IE 3-Year Fixed (Central Bank of Ireland)
⚡ Live
Stub for CBI API
|
🏠 Mortgage | 25 Years (300 mo) | 4.15% | fixed | 2026-09-29T00:00:00Z | Calculate → |
|
IE 3-Year Fixed (Central Bank of Ireland)
⚡ Live
Stub for CBI API
|
🏠 Mortgage | 25 Years (300 mo) | 4.15% | fixed | 2026-09-28T00:00:00Z | Calculate → |
|
IE 3-Year Fixed (Central Bank of Ireland)
⚡ Live
Stub for CBI API
|
🏠 Mortgage | 25 Years (300 mo) | 4.15% | fixed | 2026-09-27T00:00:00Z | Calculate → |
|
IE 3-Year Fixed (Central Bank of Ireland)
⚡ Live
Stub for CBI API
|
🏠 Mortgage | 25 Years (300 mo) | 4.15% | fixed | 2026-09-27T00:00:00Z | Calculate → |
|
IE 3-Year Fixed (Central Bank of Ireland)
⚡ Live
Stub for CBI API
|
🏠 Mortgage | 25 Years (300 mo) | 4.15% | fixed | 2026-09-26T00:00:00Z | Calculate → |
|
IE 3-Year Fixed (Central Bank of Ireland)
⚡ Live
Stub for CBI API
|
🏠 Mortgage | 25 Years (300 mo) | 4.15% | fixed | 2026-09-25T00:00:00Z | Calculate → |
|
IE 3-Year Fixed (Central Bank of Ireland)
⚡ Live
Stub for CBI API
|
🏠 Mortgage | 25 Years (300 mo) | 4.15% | fixed | 2026-09-24T00:00:00Z | Calculate → |
|
IE 3-Year Fixed (Central Bank of Ireland)
⚡ Live
Stub for CBI API
|
🏠 Mortgage | 25 Years (300 mo) | 4.15% | fixed | 2026-09-23T00:00:00Z | Calculate → |
|
IE 3-Year Fixed (Central Bank of Ireland)
⚡ Live
Stub for CBI API
|
🏠 Mortgage | 25 Years (300 mo) | 4.15% | fixed | 2026-09-22T00:00:00Z | Calculate → |
|
IE 3-Year Fixed (Central Bank of Ireland)
⚡ Live
Stub for CBI API
|
🏠 Mortgage | 25 Years (300 mo) | 4.15% | fixed | 2026-09-21T00:00:00Z | Calculate → |
|
IE 3-Year Fixed (Central Bank of Ireland)
⚡ Live
Stub for CBI API
|
🏠 Mortgage | 25 Years (300 mo) | 4.15% | fixed | 2026-09-20T00:00:00Z | Calculate → |
|
IE 3-Year Fixed (Central Bank of Ireland)
⚡ Live
Stub for CBI API
|
🏠 Mortgage | 25 Years (300 mo) | 4.15% | fixed | 2026-09-19T00:00:00Z | Calculate → |
|
IE 3-Year Fixed (Central Bank of Ireland)
⚡ Live
Stub for CBI API
|
🏠 Mortgage | 25 Years (300 mo) | 4.15% | fixed | 2026-09-18T00:00:00Z | Calculate → |
|
IE 3-Year Fixed (Central Bank of Ireland)
⚡ Live
Stub for CBI API
|
🏠 Mortgage | 25 Years (300 mo) | 4.15% | fixed | 2026-09-18T00:00:00Z | Calculate → |
|
IE 3-Year Fixed (Central Bank of Ireland)
⚡ Live
Stub for CBI API
|
🏠 Mortgage | 25 Years (300 mo) | 4.15% | fixed | 2026-09-17T00:00:00Z | Calculate → |
|
IE 3-Year Fixed (Central Bank of Ireland)
⚡ Live
Stub for CBI API
|
🏠 Mortgage | 25 Years (300 mo) | 4.15% | fixed | 2026-09-16T00:00:00Z | Calculate → |
|
IE 3-Year Fixed (Central Bank of Ireland)
⚡ Live
Stub for CBI API
|
🏠 Mortgage | 25 Years (300 mo) | 4.15% | fixed | 2026-09-15T00:00:00Z | Calculate → |
|
IE 3-Year Fixed (Central Bank of Ireland)
⚡ Live
Stub for CBI API
|
🏠 Mortgage | 25 Years (300 mo) | 4.15% | fixed | 2026-09-15T00:00:00Z | Calculate → |
|
Ireland 3-Year Fixed Benchmark
|
🏠 Mortgage | 30 Years (360 mo) | 4.15% | fixed | Active Benchmark | Calculate → |
|
Ireland 5-Year Fixed Benchmark
|
🏠 Mortgage | 30 Years (360 mo) | 4.25% | fixed | Active Benchmark | Calculate → |
|
Ireland Personal Loan Market Average
|
👤 Personal Loan | 5 Years (60 mo) | 7.80% | fixed | Active Benchmark | Calculate → |
🏛️
Ireland Underwriting Guidelines
Statutory Borrowing Rule
Central Bank of Ireland: 4.0× LTI for FTB (3.5× for SSB) and 90% LTV limit
Mortgage System
Principal-and-interest mortgage with LTI/LTV limits
Default Insurance / Guarantee
Standard lender risk provisions apply.
Regulatory Reference