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Denmark Published Loan Rates
Covered-bond mortgage system; interest-only periods are available.
DKK Active Currency
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Lowest Published APR
4.10%
Best rate benchmark currently on record
Market Average APR
5.75%
Mean across tracked lending products
Available Products
2 Benchmarks
Fixed, variable & personal credit
Statutory System
Realkreditlån (match-funded mortgage bond system)
Verified statutory framework
Denmark Rate Directory
Click Calculate on any rate to open our loan calculator pre-filled with these exact parameters.
| Lender / Benchmark | Category | Term | Rate (APR) | Type | Effective Date | Calculate |
|---|---|---|---|---|---|---|
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Denmark 30-Year Fastforrentet Realkreditlån
|
🏠 Mortgage | 30 Years (360 mo) | 4.10% | fixed | Active Benchmark | Calculate → |
|
Denmark Forbrugslån Gennemsnit
|
👤 Personal Loan | 5 Years (60 mo) | 7.40% | fixed | Active Benchmark | Calculate → |
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Denmark Underwriting Guidelines
Statutory Borrowing Rule
Finanstilsynet: max 80% LTV via mortgage bonds + bank loan top-up, bidragssats fee
Mortgage System
Realkreditlån (match-funded mortgage bond system)
Default Insurance / Guarantee
Standard lender risk provisions apply.
Regulatory Reference