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Netherlands Published Loan Rates

NHG and income-based maximums; interest-only portions are regulated.

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Lowest Published APR
3.75%

Best rate benchmark currently on record

Market Average APR
4.00%

Mean across tracked lending products

Available Products
123 Benchmarks

Fixed, variable & personal credit

Statutory System
Annuïteitenhypotheek or Lineaire hypotheek

Verified statutory framework

Netherlands Rate Directory

Click Calculate on any rate to open our loan calculator pre-filled with these exact parameters.

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Lender / Benchmark Category Term Rate (APR) Type Effective Date Calculate
Netherlands 20Y Annuïteitenhypotheek (DNB/ECB Live Feed) ⚡ Live
Derived from DNB MIR 10Y+ series + 20bps term premium. Fetched 2026-10-22.
🏠 Mortgage 20 Years (240 mo) 4.11% fixed 2026-10-22T00:00:00Z Calculate →
Netherlands NHG 10Y+ Fixed (DNB/ECB Live Feed) ⚡ Live
2026 NHG standard ceiling: €470000; qualifying energy-saving measures may raise the ceiling. Mortgage-rate data: ECB/DNB MIR series. Fetched 2026-10-22.
🏠 Mortgage 30 Years (360 mo) 3.91% fixed 2026-10-22T00:00:00Z Calculate →
Netherlands 20Y Annuïteitenhypotheek (DNB/ECB Live Feed) ⚡ Live
Derived from DNB MIR 10Y+ series + 20bps term premium. Fetched 2026-10-21.
🏠 Mortgage 20 Years (240 mo) 4.11% fixed 2026-10-21T00:00:00Z Calculate →
Netherlands NHG 10Y+ Fixed (DNB/ECB Live Feed) ⚡ Live
2026 NHG standard ceiling: €470000; qualifying energy-saving measures may raise the ceiling. Mortgage-rate data: ECB/DNB MIR series. Fetched 2026-10-21.
🏠 Mortgage 30 Years (360 mo) 3.91% fixed 2026-10-21T00:00:00Z Calculate →
Netherlands 20Y Annuïteitenhypotheek (DNB/ECB Live Feed) ⚡ Live
Derived from DNB MIR 10Y+ series + 20bps term premium. Fetched 2026-10-20.
🏠 Mortgage 20 Years (240 mo) 4.11% fixed 2026-10-20T00:00:00Z Calculate →
Netherlands NHG 10Y+ Fixed (DNB/ECB Live Feed) ⚡ Live
2026 NHG standard ceiling: €470000; qualifying energy-saving measures may raise the ceiling. Mortgage-rate data: ECB/DNB MIR series. Fetched 2026-10-20.
🏠 Mortgage 30 Years (360 mo) 3.91% fixed 2026-10-20T00:00:00Z Calculate →
Netherlands 20Y Annuïteitenhypotheek (DNB/ECB Live Feed) ⚡ Live
Derived from DNB MIR 10Y+ series + 20bps term premium. Fetched 2026-10-19.
🏠 Mortgage 20 Years (240 mo) 4.11% fixed 2026-10-19T00:00:00Z Calculate →
Netherlands NHG 10Y+ Fixed (DNB/ECB Live Feed) ⚡ Live
2026 NHG standard ceiling: €470000; qualifying energy-saving measures may raise the ceiling. Mortgage-rate data: ECB/DNB MIR series. Fetched 2026-10-19.
🏠 Mortgage 30 Years (360 mo) 3.91% fixed 2026-10-19T00:00:00Z Calculate →
Netherlands 20Y Annuïteitenhypotheek (DNB/ECB Live Feed) ⚡ Live
Derived from DNB MIR 10Y+ series + 20bps term premium. Fetched 2026-10-18.
🏠 Mortgage 20 Years (240 mo) 4.11% fixed 2026-10-18T00:00:00Z Calculate →
Netherlands NHG 10Y+ Fixed (DNB/ECB Live Feed) ⚡ Live
2026 NHG standard ceiling: €470000; qualifying energy-saving measures may raise the ceiling. Mortgage-rate data: ECB/DNB MIR series. Fetched 2026-10-18.
🏠 Mortgage 30 Years (360 mo) 3.91% fixed 2026-10-18T00:00:00Z Calculate →
Netherlands 20Y Annuïteitenhypotheek (DNB/ECB Live Feed) ⚡ Live
Derived from DNB MIR 10Y+ series + 20bps term premium. Fetched 2026-10-18.
🏠 Mortgage 20 Years (240 mo) 4.11% fixed 2026-10-18T00:00:00Z Calculate →
Netherlands NHG 10Y+ Fixed (DNB/ECB Live Feed) ⚡ Live
2026 NHG standard ceiling: €470000; qualifying energy-saving measures may raise the ceiling. Mortgage-rate data: ECB/DNB MIR series. Fetched 2026-10-18.
🏠 Mortgage 30 Years (360 mo) 3.91% fixed 2026-10-18T00:00:00Z Calculate →
Netherlands 20Y Annuïteitenhypotheek (DNB/ECB Live Feed) ⚡ Live
Derived from DNB MIR 10Y+ series + 20bps term premium. Fetched 2026-10-17.
🏠 Mortgage 20 Years (240 mo) 4.11% fixed 2026-10-17T00:00:00Z Calculate →
Netherlands NHG 10Y+ Fixed (DNB/ECB Live Feed) ⚡ Live
2026 NHG standard ceiling: €470000; qualifying energy-saving measures may raise the ceiling. Mortgage-rate data: ECB/DNB MIR series. Fetched 2026-10-17.
🏠 Mortgage 30 Years (360 mo) 3.91% fixed 2026-10-17T00:00:00Z Calculate →
Netherlands 20Y Annuïteitenhypotheek (DNB/ECB Live Feed) ⚡ Live
Derived from DNB MIR 10Y+ series + 20bps term premium. Fetched 2026-10-16.
🏠 Mortgage 20 Years (240 mo) 4.11% fixed 2026-10-16T00:00:00Z Calculate →
Netherlands NHG 10Y+ Fixed (DNB/ECB Live Feed) ⚡ Live
2026 NHG standard ceiling: €470000; qualifying energy-saving measures may raise the ceiling. Mortgage-rate data: ECB/DNB MIR series. Fetched 2026-10-16.
🏠 Mortgage 30 Years (360 mo) 3.91% fixed 2026-10-16T00:00:00Z Calculate →
Netherlands 20Y Annuïteitenhypotheek (DNB/ECB Live Feed) ⚡ Live
Derived from DNB MIR 10Y+ series + 20bps term premium. Fetched 2026-10-15.
🏠 Mortgage 20 Years (240 mo) 4.11% fixed 2026-10-15T00:00:00Z Calculate →
Netherlands NHG 10Y+ Fixed (DNB/ECB Live Feed) ⚡ Live
2026 NHG standard ceiling: €470000; qualifying energy-saving measures may raise the ceiling. Mortgage-rate data: ECB/DNB MIR series. Fetched 2026-10-15.
🏠 Mortgage 30 Years (360 mo) 3.91% fixed 2026-10-15T00:00:00Z Calculate →
Netherlands 20Y Annuïteitenhypotheek (DNB/ECB Live Feed) ⚡ Live
Derived from DNB MIR 10Y+ series + 20bps term premium. Fetched 2026-10-14.
🏠 Mortgage 20 Years (240 mo) 4.11% fixed 2026-10-14T00:00:00Z Calculate →
Netherlands NHG 10Y+ Fixed (DNB/ECB Live Feed) ⚡ Live
2026 NHG standard ceiling: €470000; qualifying energy-saving measures may raise the ceiling. Mortgage-rate data: ECB/DNB MIR series. Fetched 2026-10-14.
🏠 Mortgage 30 Years (360 mo) 3.91% fixed 2026-10-14T00:00:00Z Calculate →
Netherlands 20Y Annuïteitenhypotheek (DNB/ECB Live Feed) ⚡ Live
Derived from DNB MIR 10Y+ series + 20bps term premium. Fetched 2026-10-13.
🏠 Mortgage 20 Years (240 mo) 4.11% fixed 2026-10-13T00:00:00Z Calculate →
Netherlands NHG 10Y+ Fixed (DNB/ECB Live Feed) ⚡ Live
2026 NHG standard ceiling: €470000; qualifying energy-saving measures may raise the ceiling. Mortgage-rate data: ECB/DNB MIR series. Fetched 2026-10-13.
🏠 Mortgage 30 Years (360 mo) 3.91% fixed 2026-10-13T00:00:00Z Calculate →
Netherlands 20Y Annuïteitenhypotheek (DNB/ECB Live Feed) ⚡ Live
Derived from DNB MIR 10Y+ series + 20bps term premium. Fetched 2026-10-12.
🏠 Mortgage 20 Years (240 mo) 4.11% fixed 2026-10-12T00:00:00Z Calculate →
Netherlands NHG 10Y+ Fixed (DNB/ECB Live Feed) ⚡ Live
2026 NHG standard ceiling: €470000; qualifying energy-saving measures may raise the ceiling. Mortgage-rate data: ECB/DNB MIR series. Fetched 2026-10-12.
🏠 Mortgage 30 Years (360 mo) 3.91% fixed 2026-10-12T00:00:00Z Calculate →
Netherlands 20Y Annuïteitenhypotheek (DNB/ECB Live Feed) ⚡ Live
Derived from DNB MIR 10Y+ series + 20bps term premium. Fetched 2026-10-11.
🏠 Mortgage 20 Years (240 mo) 4.11% fixed 2026-10-11T00:00:00Z Calculate →
Netherlands NHG 10Y+ Fixed (DNB/ECB Live Feed) ⚡ Live
NHG ceiling 2026: €435000. Source: ECB DNB MIR series. Fetched 2026-10-11.
🏠 Mortgage 30 Years (360 mo) 3.91% fixed 2026-10-11T00:00:00Z Calculate →
Netherlands 20Y Annuïteitenhypotheek (DNB/ECB Live Feed) ⚡ Live
Derived from DNB MIR 10Y+ series + 20bps term premium. Fetched 2026-10-10.
🏠 Mortgage 20 Years (240 mo) 4.11% fixed 2026-10-10T00:00:00Z Calculate →
Netherlands NHG 10Y+ Fixed (DNB/ECB Live Feed) ⚡ Live
NHG ceiling 2026: €435000. Source: ECB DNB MIR series. Fetched 2026-10-10.
🏠 Mortgage 30 Years (360 mo) 3.91% fixed 2026-10-10T00:00:00Z Calculate →
Netherlands 20Y Annuïteitenhypotheek (DNB/ECB Live Feed) ⚡ Live
Derived from DNB MIR 10Y+ series + 20bps term premium. Fetched 2026-10-09.
🏠 Mortgage 20 Years (240 mo) 4.11% fixed 2026-10-09T00:00:00Z Calculate →
Netherlands NHG 10Y+ Fixed (DNB/ECB Live Feed) ⚡ Live
NHG ceiling 2026: €435000. Source: ECB DNB MIR series. Fetched 2026-10-09.
🏠 Mortgage 30 Years (360 mo) 3.91% fixed 2026-10-09T00:00:00Z Calculate →
Netherlands 20Y Annuïteitenhypotheek (DNB/ECB Live Feed) ⚡ Live
Derived from DNB MIR 10Y+ series + 20bps term premium. Fetched 2026-10-08.
🏠 Mortgage 20 Years (240 mo) 4.11% fixed 2026-10-08T00:00:00Z Calculate →
Netherlands NHG 10Y+ Fixed (DNB/ECB Live Feed) ⚡ Live
NHG ceiling 2026: €435000. Source: ECB DNB MIR series. Fetched 2026-10-08.
🏠 Mortgage 30 Years (360 mo) 3.91% fixed 2026-10-08T00:00:00Z Calculate →
Netherlands 20Y Annuïteitenhypotheek (DNB/ECB Live Feed) ⚡ Live
Derived from DNB MIR 10Y+ series + 20bps term premium. Fetched 2026-10-08.
🏠 Mortgage 20 Years (240 mo) 4.11% fixed 2026-10-08T00:00:00Z Calculate →
Netherlands NHG 10Y+ Fixed (DNB/ECB Live Feed) ⚡ Live
NHG ceiling 2026: €435000. Source: ECB DNB MIR series. Fetched 2026-10-08.
🏠 Mortgage 30 Years (360 mo) 3.91% fixed 2026-10-08T00:00:00Z Calculate →
Netherlands 20Y Annuïteitenhypotheek (DNB/ECB Live Feed) ⚡ Live
Derived from DNB MIR 10Y+ series + 20bps term premium. Fetched 2026-10-08.
🏠 Mortgage 20 Years (240 mo) 4.11% fixed 2026-10-08T00:00:00Z Calculate →
Netherlands NHG 10Y+ Fixed (DNB/ECB Live Feed) ⚡ Live
NHG ceiling 2026: €435000. Source: ECB DNB MIR series. Fetched 2026-10-08.
🏠 Mortgage 30 Years (360 mo) 3.91% fixed 2026-10-08T00:00:00Z Calculate →
Netherlands 20Y Annuïteitenhypotheek (DNB/ECB Live Feed) ⚡ Live
Derived from DNB MIR 10Y+ series + 20bps term premium. Fetched 2026-10-08.
🏠 Mortgage 20 Years (240 mo) 4.11% fixed 2026-10-08T00:00:00Z Calculate →
Netherlands NHG 10Y+ Fixed (DNB/ECB Live Feed) ⚡ Live
NHG ceiling 2026: €435000. Source: ECB DNB MIR series. Fetched 2026-10-08.
🏠 Mortgage 30 Years (360 mo) 3.91% fixed 2026-10-08T00:00:00Z Calculate →
Netherlands 20Y Annuïteitenhypotheek (DNB/ECB Live Feed) ⚡ Live
Derived from DNB MIR 10Y+ series + 20bps term premium. Fetched 2026-10-08.
🏠 Mortgage 20 Years (240 mo) 4.11% fixed 2026-10-08T00:00:00Z Calculate →
Netherlands NHG 10Y+ Fixed (DNB/ECB Live Feed) ⚡ Live
NHG ceiling 2026: €435000. Source: ECB DNB MIR series. Fetched 2026-10-08.
🏠 Mortgage 30 Years (360 mo) 3.91% fixed 2026-10-08T00:00:00Z Calculate →
Netherlands 20Y Annuïteitenhypotheek (DNB/ECB Live Feed) ⚡ Live
Derived from DNB MIR 10Y+ series + 20bps term premium. Fetched 2026-10-08.
🏠 Mortgage 20 Years (240 mo) 4.11% fixed 2026-10-08T00:00:00Z Calculate →
Netherlands NHG 10Y+ Fixed (DNB/ECB Live Feed) ⚡ Live
NHG ceiling 2026: €435000. Source: ECB DNB MIR series. Fetched 2026-10-08.
🏠 Mortgage 30 Years (360 mo) 3.91% fixed 2026-10-08T00:00:00Z Calculate →
Netherlands 20Y Annuïteitenhypotheek (DNB/ECB Live Feed) ⚡ Live
Derived from DNB MIR 10Y+ series + 20bps term premium. Fetched 2026-10-08.
🏠 Mortgage 20 Years (240 mo) 4.11% fixed 2026-10-08T00:00:00Z Calculate →
Netherlands NHG 10Y+ Fixed (DNB/ECB Live Feed) ⚡ Live
NHG ceiling 2026: €435000. Source: ECB DNB MIR series. Fetched 2026-10-08.
🏠 Mortgage 30 Years (360 mo) 3.91% fixed 2026-10-08T00:00:00Z Calculate →
Netherlands 20Y Annuïteitenhypotheek (DNB/ECB Live Feed) ⚡ Live
Derived from DNB MIR 10Y+ series + 20bps term premium. Fetched 2026-10-07.
🏠 Mortgage 20 Years (240 mo) 4.11% fixed 2026-10-07T00:00:00Z Calculate →
Netherlands NHG 10Y+ Fixed (DNB/ECB Live Feed) ⚡ Live
NHG ceiling 2026: €435000. Source: ECB DNB MIR series. Fetched 2026-10-07.
🏠 Mortgage 30 Years (360 mo) 3.91% fixed 2026-10-07T00:00:00Z Calculate →
Netherlands 20Y Annuïteitenhypotheek (DNB/ECB Live Feed) ⚡ Live
Derived from DNB MIR 10Y+ series + 20bps term premium. Fetched 2026-10-06.
🏠 Mortgage 20 Years (240 mo) 4.11% fixed 2026-10-06T00:00:00Z Calculate →
Netherlands NHG 10Y+ Fixed (DNB/ECB Live Feed) ⚡ Live
NHG ceiling 2026: €435000. Source: ECB DNB MIR series. Fetched 2026-10-06.
🏠 Mortgage 30 Years (360 mo) 3.91% fixed 2026-10-06T00:00:00Z Calculate →
Netherlands 20Y Annuïteitenhypotheek (DNB/ECB Live Feed) ⚡ Live
Derived from DNB MIR 10Y+ series + 20bps term premium. Fetched 2026-10-05.
🏠 Mortgage 20 Years (240 mo) 4.11% fixed 2026-10-05T00:00:00Z Calculate →
Netherlands NHG 10Y+ Fixed (DNB/ECB Live Feed) ⚡ Live
NHG ceiling 2026: €435000. Source: ECB DNB MIR series. Fetched 2026-10-05.
🏠 Mortgage 30 Years (360 mo) 3.91% fixed 2026-10-05T00:00:00Z Calculate →
Netherlands 20Y Annuïteitenhypotheek (DNB/ECB Live Feed) ⚡ Live
Derived from DNB MIR 10Y+ series + 20bps term premium. Fetched 2026-10-04.
🏠 Mortgage 20 Years (240 mo) 4.11% fixed 2026-10-04T00:00:00Z Calculate →
Netherlands NHG 10Y+ Fixed (DNB/ECB Live Feed) ⚡ Live
NHG ceiling 2026: €435000. Source: ECB DNB MIR series. Fetched 2026-10-04.
🏠 Mortgage 30 Years (360 mo) 3.91% fixed 2026-10-04T00:00:00Z Calculate →
Netherlands 20Y Annuïteitenhypotheek (DNB/ECB Live Feed) ⚡ Live
Derived from DNB MIR 10Y+ series + 20bps term premium. Fetched 2026-10-03.
🏠 Mortgage 20 Years (240 mo) 4.11% fixed 2026-10-03T00:00:00Z Calculate →
Netherlands NHG 10Y+ Fixed (DNB/ECB Live Feed) ⚡ Live
NHG ceiling 2026: €435000. Source: ECB DNB MIR series. Fetched 2026-10-03.
🏠 Mortgage 30 Years (360 mo) 3.91% fixed 2026-10-03T00:00:00Z Calculate →
Netherlands 20Y Annuïteitenhypotheek (DNB/ECB Live Feed) ⚡ Live
Derived from DNB MIR 10Y+ series + 20bps term premium. Fetched 2026-10-03.
🏠 Mortgage 20 Years (240 mo) 4.11% fixed 2026-10-03T00:00:00Z Calculate →
Netherlands NHG 10Y+ Fixed (DNB/ECB Live Feed) ⚡ Live
NHG ceiling 2026: €435000. Source: ECB DNB MIR series. Fetched 2026-10-03.
🏠 Mortgage 30 Years (360 mo) 3.91% fixed 2026-10-03T00:00:00Z Calculate →
Netherlands 20Y Annuïteitenhypotheek (DNB/ECB Live Feed) ⚡ Live
Derived from DNB MIR 10Y+ series + 20bps term premium. Fetched 2026-10-02.
🏠 Mortgage 20 Years (240 mo) 4.11% fixed 2026-10-02T00:00:00Z Calculate →
Netherlands NHG 10Y+ Fixed (DNB/ECB Live Feed) ⚡ Live
NHG ceiling 2026: €435000. Source: ECB DNB MIR series. Fetched 2026-10-02.
🏠 Mortgage 30 Years (360 mo) 3.91% fixed 2026-10-02T00:00:00Z Calculate →
Netherlands 20Y Annuïteitenhypotheek (DNB/ECB Live Feed) ⚡ Live
Derived from DNB MIR 10Y+ series + 20bps term premium. Fetched 2026-10-01.
🏠 Mortgage 20 Years (240 mo) 4.11% fixed 2026-10-01T00:00:00Z Calculate →
Netherlands NHG 10Y+ Fixed (DNB/ECB Live Feed) ⚡ Live
NHG ceiling 2026: €435000. Source: ECB DNB MIR series. Fetched 2026-10-01.
🏠 Mortgage 30 Years (360 mo) 3.91% fixed 2026-10-01T00:00:00Z Calculate →
Netherlands 20Y Annuïteitenhypotheek (DNB/ECB Live Feed) ⚡ Live
Derived from DNB MIR 10Y+ series + 20bps term premium. Fetched 2026-09-30.
🏠 Mortgage 20 Years (240 mo) 4.05% fixed 2026-09-30T00:00:00Z Calculate →
Netherlands NHG 10Y+ Fixed (DNB/ECB Live Feed) ⚡ Live
NHG ceiling 2026: €435000. Source: ECB DNB MIR series. Fetched 2026-09-30.
🏠 Mortgage 30 Years (360 mo) 3.85% fixed 2026-09-30T00:00:00Z Calculate →
Netherlands 20Y Annuïteitenhypotheek (DNB/ECB Live Feed) ⚡ Live
Derived from DNB MIR 10Y+ series + 20bps term premium. Fetched 2026-09-30.
🏠 Mortgage 20 Years (240 mo) 4.05% fixed 2026-09-30T00:00:00Z Calculate →
Netherlands NHG 10Y+ Fixed (DNB/ECB Live Feed) ⚡ Live
NHG ceiling 2026: €435000. Source: ECB DNB MIR series. Fetched 2026-09-30.
🏠 Mortgage 30 Years (360 mo) 3.85% fixed 2026-09-30T00:00:00Z Calculate →
Netherlands 20Y Annuïteitenhypotheek (DNB/ECB Live Feed) ⚡ Live
Derived from DNB MIR 10Y+ series + 20bps term premium. Fetched 2026-09-30.
🏠 Mortgage 20 Years (240 mo) 4.05% fixed 2026-09-30T00:00:00Z Calculate →
Netherlands NHG 10Y+ Fixed (DNB/ECB Live Feed) ⚡ Live
NHG ceiling 2026: €435000. Source: ECB DNB MIR series. Fetched 2026-09-30.
🏠 Mortgage 30 Years (360 mo) 3.85% fixed 2026-09-30T00:00:00Z Calculate →
Netherlands 20Y Annuïteitenhypotheek (DNB/ECB Live Feed) ⚡ Live
Derived from DNB MIR 10Y+ series + 20bps term premium. Fetched 2026-09-30.
🏠 Mortgage 20 Years (240 mo) 4.05% fixed 2026-09-30T00:00:00Z Calculate →
Netherlands NHG 10Y+ Fixed (DNB/ECB Live Feed) ⚡ Live
NHG ceiling 2026: €435000. Source: ECB DNB MIR series. Fetched 2026-09-30.
🏠 Mortgage 30 Years (360 mo) 3.85% fixed 2026-09-30T00:00:00Z Calculate →
Netherlands 20Y Annuïteitenhypotheek (DNB/ECB Live Feed) ⚡ Live
Derived from DNB MIR 10Y+ series + 20bps term premium. Fetched 2026-09-30.
🏠 Mortgage 20 Years (240 mo) 4.05% fixed 2026-09-30T00:00:00Z Calculate →
Netherlands NHG 10Y+ Fixed (DNB/ECB Live Feed) ⚡ Live
NHG ceiling 2026: €435000. Source: ECB DNB MIR series. Fetched 2026-09-30.
🏠 Mortgage 30 Years (360 mo) 3.85% fixed 2026-09-30T00:00:00Z Calculate →
Netherlands 20Y Annuïteitenhypotheek (DNB/ECB Live Feed) ⚡ Live
Derived from DNB MIR 10Y+ series + 20bps term premium. Fetched 2026-09-30.
🏠 Mortgage 20 Years (240 mo) 4.05% fixed 2026-09-30T00:00:00Z Calculate →
Netherlands NHG 10Y+ Fixed (DNB/ECB Live Feed) ⚡ Live
NHG ceiling 2026: €435000. Source: ECB DNB MIR series. Fetched 2026-09-30.
🏠 Mortgage 30 Years (360 mo) 3.85% fixed 2026-09-30T00:00:00Z Calculate →
Netherlands 20Y Annuïteitenhypotheek (DNB/ECB Live Feed) ⚡ Live
Derived from DNB MIR 10Y+ series + 20bps term premium. Fetched 2026-09-30.
🏠 Mortgage 20 Years (240 mo) 4.05% fixed 2026-09-30T00:00:00Z Calculate →
Netherlands NHG 10Y+ Fixed (DNB/ECB Live Feed) ⚡ Live
NHG ceiling 2026: €435000. Source: ECB DNB MIR series. Fetched 2026-09-30.
🏠 Mortgage 30 Years (360 mo) 3.85% fixed 2026-09-30T00:00:00Z Calculate →
Netherlands 20Y Annuïteitenhypotheek (DNB/ECB Live Feed) ⚡ Live
Derived from DNB MIR 10Y+ series + 20bps term premium. Fetched 2026-09-29.
🏠 Mortgage 20 Years (240 mo) 4.05% fixed 2026-09-29T00:00:00Z Calculate →
Netherlands NHG 10Y+ Fixed (DNB/ECB Live Feed) ⚡ Live
NHG ceiling 2026: €435000. Source: ECB DNB MIR series. Fetched 2026-09-29.
🏠 Mortgage 30 Years (360 mo) 3.85% fixed 2026-09-29T00:00:00Z Calculate →
Netherlands 20Y Annuïteitenhypotheek (DNB/ECB Live Feed) ⚡ Live
Derived from DNB MIR 10Y+ series + 20bps term premium. Fetched 2026-09-29.
🏠 Mortgage 20 Years (240 mo) 4.05% fixed 2026-09-29T00:00:00Z Calculate →
Netherlands NHG 10Y+ Fixed (DNB/ECB Live Feed) ⚡ Live
NHG ceiling 2026: €435000. Source: ECB DNB MIR series. Fetched 2026-09-29.
🏠 Mortgage 30 Years (360 mo) 3.85% fixed 2026-09-29T00:00:00Z Calculate →
Netherlands 20Y Annuïteitenhypotheek (DNB/ECB Live Feed) ⚡ Live
Derived from DNB MIR 10Y+ series + 20bps term premium. Fetched 2026-09-29.
🏠 Mortgage 20 Years (240 mo) 4.05% fixed 2026-09-29T00:00:00Z Calculate →
Netherlands NHG 10Y+ Fixed (DNB/ECB Live Feed) ⚡ Live
NHG ceiling 2026: €435000. Source: ECB DNB MIR series. Fetched 2026-09-29.
🏠 Mortgage 30 Years (360 mo) 3.85% fixed 2026-09-29T00:00:00Z Calculate →
Netherlands 20Y Annuïteitenhypotheek (DNB/ECB Live Feed) ⚡ Live
Derived from DNB MIR 10Y+ series + 20bps term premium. Fetched 2026-09-29.
🏠 Mortgage 20 Years (240 mo) 4.05% fixed 2026-09-29T00:00:00Z Calculate →
Netherlands NHG 10Y+ Fixed (DNB/ECB Live Feed) ⚡ Live
NHG ceiling 2026: €435000. Source: ECB DNB MIR series. Fetched 2026-09-29.
🏠 Mortgage 30 Years (360 mo) 3.85% fixed 2026-09-29T00:00:00Z Calculate →
Netherlands 20Y Annuïteitenhypotheek (DNB/ECB Live Feed) ⚡ Live
Derived from DNB MIR 10Y+ series + 20bps term premium. Fetched 2026-09-29.
🏠 Mortgage 20 Years (240 mo) 4.05% fixed 2026-09-29T00:00:00Z Calculate →
Netherlands NHG 10Y+ Fixed (DNB/ECB Live Feed) ⚡ Live
NHG ceiling 2026: €435000. Source: ECB DNB MIR series. Fetched 2026-09-29.
🏠 Mortgage 30 Years (360 mo) 3.85% fixed 2026-09-29T00:00:00Z Calculate →
Netherlands 20Y Annuïteitenhypotheek (DNB/ECB Live Feed) ⚡ Live
Derived from DNB MIR 10Y+ series + 20bps term premium. Fetched 2026-09-29.
🏠 Mortgage 20 Years (240 mo) 4.05% fixed 2026-09-29T00:00:00Z Calculate →
Netherlands NHG 10Y+ Fixed (DNB/ECB Live Feed) ⚡ Live
NHG ceiling 2026: €435000. Source: ECB DNB MIR series. Fetched 2026-09-29.
🏠 Mortgage 30 Years (360 mo) 3.85% fixed 2026-09-29T00:00:00Z Calculate →
Netherlands 20Y Annuïteitenhypotheek (DNB/ECB Live Feed) ⚡ Live
Derived from DNB MIR 10Y+ series + 20bps term premium. Fetched 2026-09-28.
🏠 Mortgage 20 Years (240 mo) 4.05% fixed 2026-09-28T00:00:00Z Calculate →
Netherlands NHG 10Y+ Fixed (DNB/ECB Live Feed) ⚡ Live
NHG ceiling 2026: €435000. Source: ECB DNB MIR series. Fetched 2026-09-28.
🏠 Mortgage 30 Years (360 mo) 3.85% fixed 2026-09-28T00:00:00Z Calculate →
Netherlands 20Y Annuïteitenhypotheek (DNB/ECB Live Feed) ⚡ Live
Derived from DNB MIR 10Y+ series + 20bps term premium. Fetched 2026-09-27.
🏠 Mortgage 20 Years (240 mo) 4.05% fixed 2026-09-27T00:00:00Z Calculate →
Netherlands NHG 10Y+ Fixed (DNB/ECB Live Feed) ⚡ Live
NHG ceiling 2026: €435000. Source: ECB DNB MIR series. Fetched 2026-09-27.
🏠 Mortgage 30 Years (360 mo) 3.85% fixed 2026-09-27T00:00:00Z Calculate →
Netherlands 20Y Annuïteitenhypotheek (DNB/ECB Live Feed) ⚡ Live
Derived from DNB MIR 10Y+ series + 20bps term premium. Fetched 2026-09-27.
🏠 Mortgage 20 Years (240 mo) 4.05% fixed 2026-09-27T00:00:00Z Calculate →
Netherlands NHG 10Y+ Fixed (DNB/ECB Live Feed) ⚡ Live
NHG ceiling 2026: €435000. Source: ECB DNB MIR series. Fetched 2026-09-27.
🏠 Mortgage 30 Years (360 mo) 3.85% fixed 2026-09-27T00:00:00Z Calculate →
Netherlands 20Y Annuïteitenhypotheek (DNB/ECB Live Feed) ⚡ Live
Derived from DNB MIR 10Y+ series + 20bps term premium. Fetched 2026-09-26.
🏠 Mortgage 20 Years (240 mo) 4.05% fixed 2026-09-26T00:00:00Z Calculate →
Netherlands NHG 10Y+ Fixed (DNB/ECB Live Feed) ⚡ Live
NHG ceiling 2026: €435000. Source: ECB DNB MIR series. Fetched 2026-09-26.
🏠 Mortgage 30 Years (360 mo) 3.85% fixed 2026-09-26T00:00:00Z Calculate →
Netherlands 20Y Annuïteitenhypotheek (DNB/ECB Live Feed) ⚡ Live
Derived from DNB MIR 10Y+ series + 20bps term premium. Fetched 2026-09-25.
🏠 Mortgage 20 Years (240 mo) 4.05% fixed 2026-09-25T00:00:00Z Calculate →
Netherlands NHG 10Y+ Fixed (DNB/ECB Live Feed) ⚡ Live
NHG ceiling 2026: €435000. Source: ECB DNB MIR series. Fetched 2026-09-25.
🏠 Mortgage 30 Years (360 mo) 3.85% fixed 2026-09-25T00:00:00Z Calculate →
Netherlands 20Y Annuïteitenhypotheek (DNB/ECB Live Feed) ⚡ Live
Derived from DNB MIR 10Y+ series + 20bps term premium. Fetched 2026-09-24.
🏠 Mortgage 20 Years (240 mo) 4.05% fixed 2026-09-24T00:00:00Z Calculate →
Netherlands NHG 10Y+ Fixed (DNB/ECB Live Feed) ⚡ Live
NHG ceiling 2026: €435000. Source: ECB DNB MIR series. Fetched 2026-09-24.
🏠 Mortgage 30 Years (360 mo) 3.85% fixed 2026-09-24T00:00:00Z Calculate →
Netherlands 20Y Annuïteitenhypotheek (DNB/ECB Live Feed) ⚡ Live
Derived from DNB MIR 10Y+ series + 20bps term premium. Fetched 2026-09-23.
🏠 Mortgage 20 Years (240 mo) 4.05% fixed 2026-09-23T00:00:00Z Calculate →
Netherlands NHG 10Y+ Fixed (DNB/ECB Live Feed) ⚡ Live
NHG ceiling 2026: €435000. Source: ECB DNB MIR series. Fetched 2026-09-23.
🏠 Mortgage 30 Years (360 mo) 3.85% fixed 2026-09-23T00:00:00Z Calculate →
Netherlands 20Y Annuïteitenhypotheek (DNB/ECB Live Feed) ⚡ Live
Derived from DNB MIR 10Y+ series + 20bps term premium. Fetched 2026-09-22.
🏠 Mortgage 20 Years (240 mo) 4.05% fixed 2026-09-22T00:00:00Z Calculate →
Netherlands NHG 10Y+ Fixed (DNB/ECB Live Feed) ⚡ Live
NHG ceiling 2026: €435000. Source: ECB DNB MIR series. Fetched 2026-09-22.
🏠 Mortgage 30 Years (360 mo) 3.85% fixed 2026-09-22T00:00:00Z Calculate →
Netherlands 20Y Annuïteitenhypotheek (DNB/ECB Live Feed) ⚡ Live
Derived from DNB MIR 10Y+ series + 20bps term premium. Fetched 2026-09-21.
🏠 Mortgage 20 Years (240 mo) 4.05% fixed 2026-09-21T00:00:00Z Calculate →
Netherlands NHG 10Y+ Fixed (DNB/ECB Live Feed) ⚡ Live
NHG ceiling 2026: €435000. Source: ECB DNB MIR series. Fetched 2026-09-21.
🏠 Mortgage 30 Years (360 mo) 3.85% fixed 2026-09-21T00:00:00Z Calculate →
Netherlands 20Y Annuïteitenhypotheek (DNB/ECB Live Feed) ⚡ Live
Derived from DNB MIR 10Y+ series + 20bps term premium. Fetched 2026-09-20.
🏠 Mortgage 20 Years (240 mo) 4.05% fixed 2026-09-20T00:00:00Z Calculate →
Netherlands NHG 10Y+ Fixed (DNB/ECB Live Feed) ⚡ Live
NHG ceiling 2026: €435000. Source: ECB DNB MIR series. Fetched 2026-09-20.
🏠 Mortgage 30 Years (360 mo) 3.85% fixed 2026-09-20T00:00:00Z Calculate →
Netherlands 20Y Annuïteitenhypotheek (DNB/ECB Live Feed) ⚡ Live
Derived from DNB MIR 10Y+ series + 20bps term premium. Fetched 2026-09-19.
🏠 Mortgage 20 Years (240 mo) 4.05% fixed 2026-09-19T00:00:00Z Calculate →
Netherlands NHG 10Y+ Fixed (DNB/ECB Live Feed) ⚡ Live
NHG ceiling 2026: €435000. Source: ECB DNB MIR series. Fetched 2026-09-19.
🏠 Mortgage 30 Years (360 mo) 3.85% fixed 2026-09-19T00:00:00Z Calculate →
Netherlands 20Y Annuïteitenhypotheek (DNB/ECB Live Feed) ⚡ Live
Derived from DNB MIR 10Y+ series + 20bps term premium. Fetched 2026-09-18.
🏠 Mortgage 20 Years (240 mo) 4.05% fixed 2026-09-18T00:00:00Z Calculate →
Netherlands NHG 10Y+ Fixed (DNB/ECB Live Feed) ⚡ Live
NHG ceiling 2026: €435000. Source: ECB DNB MIR series. Fetched 2026-09-18.
🏠 Mortgage 30 Years (360 mo) 3.85% fixed 2026-09-18T00:00:00Z Calculate →
Netherlands 20Y Annuïteitenhypotheek (DNB/ECB Live Feed) ⚡ Live
Derived from DNB MIR 10Y+ series + 20bps term premium. Fetched 2026-09-18.
🏠 Mortgage 20 Years (240 mo) 4.05% fixed 2026-09-18T00:00:00Z Calculate →
Netherlands NHG 10Y+ Fixed (DNB/ECB Live Feed) ⚡ Live
NHG ceiling 2026: €435000. Source: ECB DNB MIR series. Fetched 2026-09-18.
🏠 Mortgage 30 Years (360 mo) 3.85% fixed 2026-09-18T00:00:00Z Calculate →
Netherlands 20Y Annuïteitenhypotheek (DNB/ECB Live Feed) ⚡ Live
Derived from DNB MIR 10Y+ series + 20bps term premium. Fetched 2026-09-17.
🏠 Mortgage 20 Years (240 mo) 4.05% fixed 2026-09-17T00:00:00Z Calculate →
Netherlands NHG 10Y+ Fixed (DNB/ECB Live Feed) ⚡ Live
NHG ceiling 2026: €435000. Source: ECB DNB MIR series. Fetched 2026-09-17.
🏠 Mortgage 30 Years (360 mo) 3.85% fixed 2026-09-17T00:00:00Z Calculate →
Netherlands 20Y Annuïteitenhypotheek (DNB/ECB Live Feed) ⚡ Live
Derived from DNB MIR 10Y+ series + 20bps term premium. Fetched 2026-09-16.
🏠 Mortgage 20 Years (240 mo) 4.05% fixed 2026-09-16T00:00:00Z Calculate →
Netherlands NHG 10Y+ Fixed (DNB/ECB Live Feed) ⚡ Live
NHG ceiling 2026: €435000. Source: ECB DNB MIR series. Fetched 2026-09-16.
🏠 Mortgage 30 Years (360 mo) 3.85% fixed 2026-09-16T00:00:00Z Calculate →
Netherlands 20Y Annuïteitenhypotheek (DNB/ECB Live Feed) ⚡ Live
Derived from DNB MIR 10Y+ series + 20bps term premium. Fetched 2026-09-15.
🏠 Mortgage 20 Years (240 mo) 4.05% fixed 2026-09-15T00:00:00Z Calculate →
Netherlands NHG 10Y+ Fixed (DNB/ECB Live Feed) ⚡ Live
NHG ceiling 2026: €435000. Source: ECB DNB MIR series. Fetched 2026-09-15.
🏠 Mortgage 30 Years (360 mo) 3.85% fixed 2026-09-15T00:00:00Z Calculate →
Netherlands 20Y Annuïteitenhypotheek (DNB/ECB Live Feed) ⚡ Live
Derived from DNB MIR 10Y+ series + 20bps term premium. Fetched 2026-09-15.
🏠 Mortgage 20 Years (240 mo) 4.05% fixed 2026-09-15T00:00:00Z Calculate →
Netherlands NHG 10Y+ Fixed (DNB/ECB Live Feed) ⚡ Live
NHG ceiling 2026: €435000. Source: ECB DNB MIR series. Fetched 2026-09-15.
🏠 Mortgage 30 Years (360 mo) 3.85% fixed 2026-09-15T00:00:00Z Calculate →
Netherlands 10 Jaar Vast NHG Gemiddelde
🏠 Mortgage 30 Years (360 mo) 3.75% fixed Active Benchmark Calculate →
Netherlands 20 Jaar Vast Benchmark
🏠 Mortgage 30 Years (360 mo) 4.10% fixed Active Benchmark Calculate →
Netherlands Persoonlijke Lening
👤 Personal Loan 5 Years (60 mo) 6.95% fixed Active Benchmark Calculate →
🏛️

Netherlands Underwriting Guidelines

Statutory Borrowing Rule

100% maximum statutory LTV; NHG government guarantee protection below ceiling

Mortgage System

Annuïteitenhypotheek or Lineaire hypotheek

Default Insurance / Guarantee

Standard lender risk provisions apply.

Regulatory Reference

View Statutory Source →