Salary & Take-Home Pay Calculator

Yes! The calculator fully supports 1-digit, 2-digit, and decimal rates (such as $15/hr, $22.50/hr, or $35.75/hr). Simply select Hourly from the pay period dropdown. Your hourly rate is annualized based on your specified hours per week (default 40h) and weeks per year (default 52w), after which progressive tax brackets, social contributions, and state taxes are computed. Our pay cycle table then displays your exact net take-home per hour, day, week, fortnight, month, and year.

The federal minimum wage under the Fair Labor Standards Act (FLSA) is $7.25 per hour. However, when federal and state laws have different rates, employers must pay the higher rate. In 2025/2026, 30 states plus the District of Columbia mandate higher rates ranging from $10.55/hr up to $17.50/hr in Washington D.C., $16.66/hr in Washington State, and $16.50/hr in California ($20/hr for fast-food workers). Twenty states currently remain pegged to the federal $7.25 baseline.

In the United States, non-exempt employees covered by the FLSA must receive overtime pay for hours worked beyond 40 in a single workweek at a rate not less than one and one-half times (1.5×) their regular hourly pay. States like California and Alaska additionally require 1.5× overtime for work exceeding 8 hours in a single day (and 2.0× double time for work exceeding 12 hours). In Australia, modern awards mandate penalty rates of 150% to 200% for overtime, weekend, and public holiday shifts.

Start with gross pay for the period, then subtract PAYG income tax, the Medicare Levy, and any compulsory HECS/HELP repayment — what remains is your take-home pay. Income tax is worked out on the annual equivalent using marginal brackets, so an hourly, weekly, fortnightly, or monthly figure is first annualized, the tax steps applied, and the result divided back to the pay cycle. Employer superannuation is normally paid on top of gross salary rather than deducted from it.

Australia uses a progressive tax system — different rates apply to different portions of your income, not a single flat rate on the whole amount. Under the current Stage 3 tax cuts, the brackets are: 0% up to $18,200 (tax-free threshold), 16% on $18,201–$45,000, 30% on $45,001–$135,000, 37% on $135,001–$190,000, and 45% on income above $190,000. The Low Income Tax Offset (LITO) can reduce tax by up to $700 for incomes below $66,667.

The Medicare Levy is a 2% tax on taxable income that funds Australia's public healthcare system. You pay the full levy once taxable income exceeds approximately $35,014 per year, no levy below $28,011, and a shade-in rate between the two. The Medicare Levy is separate from the Medicare Levy Surcharge (MLS), which applies only to high earners without private hospital insurance.

On an $80,000 gross salary in Australia for the current financial year (with Stage 3 cuts), income tax is approximately $14,520 and the Medicare Levy is $1,600, leaving net take-home pay of roughly $63,880 per year — about $2,457 per fortnight or $1,228 per week. Employer super of $9,600 (12%) is paid on top.

For a $100,000 gross salary, estimated income tax is approximately $20,520 plus a Medicare Levy of $2,000 — an effective combined tax rate of about 22.5%. Net take-home is roughly $77,480 per year ($2,980 per fortnight). If you do not hold private hospital cover, the Medicare Levy Surcharge (1%) adds another $1,000.

At $40 per hour over a standard 38-hour week (1,976 hours per year), gross annual income is approximately $79,040. Estimated income tax is roughly $14,232 and Medicare Levy is $1,581, leaving a net take-home of roughly $63,227 per year — about $32.00 per hour after tax.

Generally, no — an advertised $80,000 base salary means superannuation (12%, or $9,600) is paid in addition to that number. However, some contract packages quote a "Total Remuneration Package" (TRP) which includes super. If your contract is quoted as super-inclusive, check the "Salary includes super" box in our calculator to unpack your actual base salary.